Fintech and the Digital Transformation of Financial Services - Implications for Market Structure and Public Policy

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This note examines the implications of digital innovation for market structure and attendant policies, including financial and competition regulation. There have been several surveys of regulatory responses. This note takes a step back, to look at what the economic theory of banking and financial intermediation can tell us about how technology may drive industrial organization in the sector, and how that might inform further policy responses. The...

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Author

Feyen,Erik H.B.;

Frost, Jon;

Gambacorta, Leonardo;

Natarajan,Harish;

Saal,Matthew;
Document Date
2022/05/18
Document Type
Report
Report Number
170797
Volume No
1
Country
World,
Region
Other,
Disclosure Date
2022/05/19
Disclosure Status
Disclosed
Doc Name
Fintech and the Digital Transformation of Financial Services - Implications for Market Structure and Public Policy

Language

English

Rel. Proj ID

1W-CMC Fintech and the Future of Finance -- P173006

Major Sector

FY17 - Financial Sector

Theme

FY17 - Financial Infrastructure and Access,FY17 - Financial inclusion

Sector

FY17 - Banking Institutions

Topics

Digital Economy Strategy,Digital Finance,Digital Finance Delivery Channels,Digitization,

Unit Owning

EFI-FCI-Finance-GD (EFNDR)

Originating Unit

EFI-FCI-Finance-GD (EFNDR)

Version Type

Final

Product Line

Advisory Services & Analytics

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Citation

Feyen,Erik H.B.; Frost, Jon; Gambacorta, Leonardo; Natarajan,Harish; Saal,Matthew.

Fintech and the Digital Transformation of Financial Services - Implications for Market Structure and Public Policy (English). Washington, D.C. : World Bank Group. http://documents.worldbank.org/curated/en/099735304212236910

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