Access to Finance, Access to markets, accounting, adverse selection, affiliates, aggregate demand, Agriculture, amount of loans, Asset Purchase, bank branch, bank loans ...  See More + base year, benchmark, biases, BIDS, borrower, branch location, branch office, checks, client base, collateral, Competitive Markets, consumer price index, Credit Agencies, credit cooperatives, Credit Market, credit markets, credit programs, Credit Rationing, Credit System, credit transactions, debt, debt accumulation, Default Risk, demand for credit, developing countries, Development Economics, development policy, disbursement, donor funding, econometric analysis, econometrics, economic activities, economic conditions, Economic Development, Economic Statistics, economics, economies of scale, educated women, education level, employment, entrepreneurial ability, exclusion, Expenditure, extreme poverty, Federal Reserve, Financial Institutions, Financial Markets, financial sector reform, financial sustainability, fixed costs, fixed effect model, formal bank, formal banks, formal financial sector, government banks, government credit, government interventions, government policy, green revolution, high interest rate, high interest rates, household fixed effect, household fixed effects, Household Income, households, human capital, Human Resources, IDS, income variability, indebtedness, inefficiency, Informal Borrowing, Informal Credit, informal financiers, informal lenders, informal loan, informal loans, instrument, interest rate, interest rate data, interest rates, International Bank, investment projects, Labor Market, land ownership, land-poor households, landholders, landless household, landless households, loan, loan amount, loan amounts, loan demand, loan officer, loan officers, loan product, loan size, loan sizes, loans from friends, market segmentation, MARKET SHARE, market shares, maturity, Merchant, MFI, MFIs, Micro Finance, micro-credit, Microcredit, microenterprises, Microfinance, microfinance institution, microfinance institutions, money lender, moneylender, Moneylenders, moral hazard, outstanding loans, pool of borrowers, positive effects, poverty alleviation, productivity, public banks, public safety net, Public Subsidies, regional dummy, Regulatory Authority, repayment, repayment capacity, repayment rate, repayment rates, repayment schedule, repayment schedules, return, returns, risk aversion, risk premium, Risk Taking, rural banks, rural credit, rural credit market, rural credit markets, Rural Financial Markets, safety net, settlement, short-term consumption loans, sizes of loans, source of income, Sustainable Finance, transactions costs, undue influence, usury, usury laws, village, villages, Vulnerable Group, withdrawal  See Less -