METHODOLOGICAL EXPERIMENT ON MEASURING ASSET OWNERSHIP FROM A GENDER PERSPECTIVE (MEXA) TECHNICAL REPORT – APPENDIX C TALIP KILIC† HEATHER MOYLAN‡ APRIL 20161 1 † (Corresponding Author) Senior Economist and Head of Methods Team, Surveys and Methods Unit (DECSM), Development Data Group (DECDG), World Bank, Via Labicana 110 Rome, Italy, tkilic@worldbank.org; ‡ Survey Specialist, DECSM, DECDG, World Bank, Via Labicana 110 Rome, Italy, hmoylan@worldbank.org. MEXA TECHNICAL REPORT APPENDIX C 1 OVERVIEW MEXA Technical Report Appendix C presents the results from the analysis focused on the asset classes that are not included within the core set. The results are presented across all primary and alternative household and individual sample specifications of interest. For financial loans and liabilities, the dependent variables, by design, include only those on reported ownership. For small livestock, small agricultural equipment, consumer durables, and valuables, the questionnaire design only allows for the computation of one dependent variable, which is the binary variable identifying an individual’s overall reported ownership of at least 1 asset in the respective asset class. The data on large agricultural equipment is excluded from the analysis since the average incidence for ownership-related outcome variable ranges between 2 to 4 percent across treatment arms and samples of interest. Pooled Data Analysis For Financial Loans, the incidence of reported ownership among the adult population living in couple households is higher in Arms 4 and 5, compared to Arm 1. The incidence of joint ownership is near-negligible for financial loans. Arm 4 increases the incidence of overall ownership by 2.3 percentage points and this is driven by the male adult population. When limiting the sample to the set of households with both members of the principal couple interviewed in Arms 4 and 5, Arms 4 and 5 increase the female incidence of ownership by 1.7 and 1.8 percentage points, respectively. Arm 4 further increases the female incidence of ownership by 5.4 percentages points by focusing on the members of the principal couple in inter- arm comparisons and including in Arms 4 and 5 only households with both members of the principal couple interviewed. For Liabilities, we find that, on the whole and for the female sample, the incidence of reported ownership is higher in Arm 4 and shows an even larger increase for Arm 5. These effects are, however, statistically distinguishable from one another. Arm 4 treatment increases the incidence of female reported ownership by 3.3 percentage points, representing 62 percent of the Arm 1 average for this variable, and Arm 5 treatment increases the same outcome by 7 percentage points, representing more than 100 percent of the Arm 1 average (see Table 80). These effects are driven by exclusive ownership as the incidence of joint ownership is too low for any meaningful analysis. For Other Real Estate, the incidence of both reported and economic ownership is higher in Arms 4 and 5, compared to Arm 1. The incidence of reported ownership is too low for thorough sex-disaggregated analysis, but Arm 4 increases the incidence of overall reported ownership by 1.4 percentage points (Table 70) and overall economic ownership by 2.5 percentage points (Table 71). Likewise, Arm 4 increases the incidence of economic ownership by 3.0 and 1.8 MEXA TECHNICAL REPORT APPENDIX C 2 percentage points for the male and female subsamples, respectively. The inter-arm comparisons by including in Arms 4 and 5 only the subsample of the couple households with both members of the principal couple interviewed show that Arms 4 and 5 increase overall other real estate economic ownership by 3.2 and 3.1 percentage points, respectively, on the whole, by 4.1 and 3.4 percentage points, respectively, for the male adult population, and by 2.2 and 2.5 percentage points for the female adult population. For Small Livestock, when looking across all couple households, we find that both the male and female incidence of reported ownership is higher in Arm 4, compared to Arm 1. Arm 4 increases the male and female incidence of reported ownership, on average, by 11 and 10 percentage points, respectively, which represent 37 and 36 percent of the respective Arm 1 averages (Table 82). The Arm 4 and 5 effects are statistically indistinguishable from one another. For Small Agricultural Equipment, we find that both the male and female incidence of reported ownership is higher in Arm 4, compared to Arm 1. The same does not hold true for Arm 5 and this difference is statistically distinguishable. Arm 4 treatment increases the male and the female incidence of reported ownership, on average, by 15 and 17 percentage points, respectively, which represents 22 and 34 percentage of the respective Arm 1 averages (Table 83). For Consumer Durables, we find that both the male and female incidence of reported ownership is higher in Arm 4, compared to Arm 1 when looking at the overall sample of adults in all Arm 1, 4, and 5 households and couple households. Durables already have the highest incidence of ownership of all the assets in the MEXA questionnaire across both male and female groups and treatment arms, but Arm 4 treatment increases this even further. In the core sample, Arm 4 increases only the female incidence of reported ownership, on average, by 17 percentage points (Table 84), which represents 33 percent of the Arm 1 average (Table 31). This effect is not seen in Treatment Arm 5. For Valuables, we find that only the male incidence of reported ownership is higher in Arm 4, compared to Arm 1. The positive average survey treatment effect amounts to 1 percentage point (Table 85). Respondent Data Analysis The respondent data analyses focused on financial loans, other real estate and valuables do not yield any survey treatment effect that is statistically significant at the 5 percent level. Regarding Liabilities, the likelihood of female respondents reporting ownership of any liability is 8.9 percentage points higher in Arm 5 vis-à-vis Arm 1. This positive and significant effect on the female sample holds true for both exclusive ownership (6.9 percentage points), as well as joint ownership (9.5 percentage points). For Small Livestock, Small Agricultural Equipment, and MEXA TECHNICAL REPORT APPENDIX C 3 Consumer Durables, the respondent analysis provides the clearest picture in terms of the comparison between Arm 5 and the rest. In these modules, the respondents were only asked about reported ownership, and in Arm 5, they reported whether they themselves are owners, and were not asked to identify any other owners within the household. Across these asset classes, we do not see any significant effects associated with Arm 2 through 4. On the other hand, Arm 5, relative to Arm 1, increases the incidence of female ownership of small livestock, small agricultural equipment and consumer durables by 9.5, 15.8 and 12.1 percentage points, respectively. These effects are also statistically different than the comparable Arm 4 coefficients. MEXA TECHNICAL REPORT APPENDIX C 4 Table C01. Unconditional Means (Pooled Data; Unit of Analysis: Adult Individual; Asset Type: Large Agricultural Equipment) Overall Male Sample Female Sample Couple All HHs Couple All HHs Couple All HHs TA1 0.022 0.021 0.044 0.033 0.000 0.009 Incidence of TA2 0.035 0.058 0.012 Reported TA3 0.029 0.048 0.008 Ownership TA4 0.043 0.033 0.065 0.049 0.020 0.019 TA5 0.036 0.035 0.055 0.048 0.018 0.024 TA1 0.022 0.021 0.044 0.033 0.000 0.009 Incidence of TA2 0.024 0.044 0.005 Exclusive TA3 0.019 0.037 0.000 Reported TA4 0.031 0.024 0.057 0.044 0.005 0.007 Ownership TA5 0.022 0.023 0.043 0.037 0.002 0.011 TA1 0.000 0.000 0.000 0.000 0.000 0.000 Incidence of TA2 0.011 0.015 0.007 Joint TA3 0.010 0.011 0.008 Reported TA4 0.020 0.015 0.022 0.017 0.018 0.014 Ownership TA5 0.019 0.016 0.019 0.016 0.018 0.015 TA1 0.027 0.024 0.035 0.026 0.018 0.022 Incidence of TA2 0.050 0.066 0.034 Economic TA3 0.036 0.048 0.023 Ownership TA4 0.051 0.039 0.065 0.049 0.038 0.031 TA5 0.042 0.037 0.045 0.040 0.039 0.034 TA1 0.009 0.010 0.018 0.013 0.000 0.006 Incidence of TA2 0.015 0.024 0.005 Exclusive TA3 0.012 0.024 0.000 Economic TA4 0.026 0.021 0.045 0.034 0.008 0.009 Ownership TA5 0.001 0.001 0.002 0.002 0.000 0.000 TA1 0.018 0.014 0.018 0.013 0.018 0.015 Incidence of TA2 0.035 0.041 0.029 Joint TA3 0.023 0.024 0.023 Economic TA4 0.039 0.029 0.040 0.030 0.038 0.027 Ownership TA5 0.041 0.036 0.043 0.038 0.039 0.034 TA1 0.022 0.022 0.040 0.031 0.005 0.012 TA2 0.040 0.061 0.020 Incidence of TA3 0.029 0.045 0.011 Right to Sell TA4 0.043 0.032 0.062 0.047 0.023 0.019 TA5 0.033 0.033 0.050 0.044 0.016 0.023 MEXA TECHNICAL REPORT APPENDIX C 5 Table C02: Unconditional Means (Pooled Data; Unit of Analysis: Adult Individual; Asset Type: Other Real Estate) Overall Male Sample Female Sample Couple All HHs Couple All HHs Couple All HHs TA1 HHs 0.031 0.032 HHs 0.053 0.048 HHs 0.009 0.017 Incidence of TA2 0.048 0.078 0.017 Reported TA3 0.037 0.059 0.014 Ownership TA4 0.053 0.054 0.090 0.085 0.015 0.026 TA5 0.057 0.056 0.084 0.073 0.032 0.041 TA1 0.025 0.024 0.044 0.040 0.005 0.009 Incidence of TA2 0.028 0.056 0.000 Exclusive TA3 0.022 0.043 0.000 Reported TA4 0.041 0.043 0.080 0.074 0.003 0.015 Ownership TA5 0.038 0.041 0.062 0.057 0.014 0.026 TA1 0.007 0.008 0.009 0.008 0.005 0.008 Incidence of TA2 0.021 0.024 0.017 Joint TA3 0.015 0.016 0.014 Reported TA4 0.015 0.013 0.017 0.017 0.013 0.010 Ownership TA5 0.020 0.016 0.021 0.016 0.018 0.015 TA1 0.036 0.035 0.053 0.048 0.018 0.023 Incidence of TA2 0.046 0.066 0.027 Economic TA3 0.043 0.056 0.028 Ownership TA4 0.068 0.065 0.090 0.087 0.045 0.046 TA5 0.068 0.066 0.088 0.079 0.048 0.054 TA1 0.017 0.018 0.033 0.031 0.000 0.006 Incidence of TA2 0.024 0.044 0.005 Exclusive TA3 0.012 0.024 0.000 Economic TA4 0.028 0.030 0.052 0.049 0.003 0.014 Ownership TA5 0.026 0.027 0.041 0.040 0.012 0.015 TA1 0.020 0.018 0.022 0.018 0.018 0.017 Incidence of TA2 0.024 0.024 0.025 Joint TA3 0.030 0.032 0.028 Economic TA4 0.050 0.043 0.055 0.053 0.045 0.034 Ownership TA5 0.043 0.040 0.048 0.038 0.039 0.041 TA1 0.026 0.026 0.046 0.041 0.005 0.012 TA2 0.037 0.066 0.007 Incidence of TA3 0.026 0.045 0.006 Right to Sell TA4 0.040 0.044 0.072 0.072 0.008 0.019 TA5 0.047 0.046 0.072 0.062 0.023 0.031 TA1 0.026 0.026 0.049 0.045 0.002 0.009 Incidence of TA2 0.038 0.068 0.007 Right to TA3 0.029 0.051 0.006 Bequeath TA4 0.045 0.048 0.085 0.081 0.005 0.017 TA5 0.047 0.047 0.076 0.068 0.018 0.028 MEXA TECHNICAL REPORT APPENDIX C 6 Table C03: Unconditional Means (Pooled Data; Unit of Analysis: Adult Individual; Asset Type: Financial Loan) Overall Male Sample Female Sample Couple All HHs Couple All HHs Couple All HHs TA1 0.054HHs 0.059 HHs 0.066 0.066 HHs 0.041 0.052 Incidence of TA2 0.049 0.073 0.025 Reported TA3 0.059 0.085 0.031 Ownership TA4 0.086 0.090 0.109 0.106 0.063 0.075 TA5 0.079 0.078 0.093 0.092 0.065 0.067 TA1 0.052 0.057 0.064 0.064 0.039 0.051 Incidence of TA2 0.049 0.084 0.073 0.102 0.025 0.068 Exclusive TA3 0.053 0.080 0.025 Reported TA4 0.079 0.104 0.053 Ownership TA5 0.075 0.076 0.091 0.090 0.060 0.064 TA1 0.002 0.002 0.002 0.002 0.002 0.002 Incidence of TA2 0.000 0.000 0.000 Joint TA3 0.005 0.005 0.006 Reported TA4 0.010 0.007 0.010 0.008 0.010 0.007 Ownership TA5 0.005 0.003 0.005 0.004 0.005 0.003 Table C04: Unconditional Means (Pooled Data; Unit of Analysis: Adult Individual; Asset Type: Liability) Overall Male Sample Female Sample Couple All HHs Couple All HHs Couple All HHs TA1 0.070HHs 0.077 HHs 0.086 0.079 HHs 0.053 0.076 Incidence of TA2 0.075 0.090 0.059 Reported TA3 0.118 0.154 0.079 Ownership TA4 0.120 0.118 0.152 0.131 0.088 0.107 TA5 0.147 0.150 0.162 0.159 0.131 0.142 TA1 0.056 0.068 0.073 0.069 0.039 0.066 Incidence of TA2 0.064 0.080 0.047 Exclusive TA3 0.096 0.133 0.057 Reported TA4 0.114 0.114 0.147 0.127 0.080 0.102 Ownership TA5 0.120 0.129 0.141 0.143 0.099 0.117 TA1 0.016 0.011 0.015 0.012 0.016 0.011 Incidence of TA2 0.012 0.012 0.012 Joint TA3 0.022 0.021 0.023 Reported TA4 0.008 0.005 0.007 0.006 0.008 0.005 Ownership TA5 0.030 0.023 0.029 0.022 0.032 0.024 MEXA TECHNICAL REPORT APPENDIX C 7 Table C05: Unconditional Means (Pooled Data; Unit of Analysis: Adult Individual; Asset Type: Small Livestock) Overall Male Sample Female Sample Couple All HHs Couple All HHs Couple All HHs HHs TA1 0.288 0.265 HHs 0.297 0.269 HHs 0.279 0.262 Incidence of TA2 0.296 0.307 0.285 Reported TA3 0.334 0.335 0.333 Ownership TA4 0.396 0.379 0.415 0.381 0.377 0.378 TA5 0.337 0.324 0.313 0.291 0.361 0.353 Table C06: Unconditional Means (Pooled Data; Unit of Analysis: Adult Individual; Asset Type: Small Agricultural Equipment) Overall Male Sample Female Sample Couple All HHs Couple All HHs Couple All HHs TA1 HHs 0.585 0.570 HHs 0.670 0.615 HHs 0.498 0.528 Incidence of TA2 0.618 0.691 0.543 Reported TA3 0.659 0.745 0.567 Ownership TA4 0.709 0.689 0.774 0.729 0.644 0.653 TA5 0.519 0.525 0.513 0.509 0.525 0.539 Table C07: Unconditional Means (Pooled Data; Unit of Analysis: Adult Individual; Asset Type: Consumer Durables) Overall Male Sample Female Sample Couple All HHs Couple All HHs Couple All HHs TA1 HHs 0.653 0.646 HHs 0.783 0.740 HHs 0.518 0.559 Incidence of TA2 0.638 0.732 0.541 Reported TA3 0.640 0.766 0.504 Ownership TA4 0.742 0.748 0.833 0.818 0.649 0.684 TA5 0.543 0.558 0.518 0.526 0.567 0.587 Table C08: Unconditional Means (Pooled Data; Unit of Analysis: Adult Individual; Asset Type: Valuable) Overall Male Sample Female Sample Couple All HHs Couple All HHs Couple All HHs TA1 0.031HHs 0.043 HHs 0.011 0.017 HHs 0.051 0.067 Incidence of TA2 0.039 0.029 0.050 Reported TA3 0.036 0.016 0.057 Ownership TA4 0.052 0.051 0.032 0.032 0.071 0.069 TA5 0.059 0.054 0.053 0.046 0.065 0.060 MEXA TECHNICAL REPORT APPENDIX C 8 Table C09. Unconditional Means (Respondent Data; Unit of Analysis: Adult Individual; Asset Type: Large Agricultural Equipment) Overall Male Sample Female Sample Couple HHs All HHs Couple HHs All HHs Couple HHs All HHs TA1 0.034 0.034 0.065 0.049 0.000 0.022 Incidence of TA2 0.066 0.113 0.020 Reported TA3 0.039 0.066 0.011 Ownership TA4 0.050 0.037 0.081 0.061 0.022 0.018 TA5 0.051 0.048 0.087 0.074 0.022 0.030 TA1 0.034 0.034 0.065 0.049 0.000 0.022 Incidence of TA2 0.053 0.093 0.013 Exclusive TA3 0.026 0.051 0.000 Reported TA4 0.032 0.024 0.061 0.046 0.007 0.007 Ownership TA5 0.036 0.037 0.079 0.065 0.003 0.016 TA1 0.000 0.000 0.000 0.000 0.000 0.000 Incidence of TA2 0.013 0.020 0.007 Joint TA3 0.013 0.015 0.011 Reported TA4 0.017 0.013 0.020 0.015 0.014 0.012 Ownership TA5 0.014 0.012 0.008 0.009 0.019 0.014 TA1 0.040 0.038 0.047 0.036 0.032 0.041 Incidence of TA2 0.069 0.106 0.033 Economic TA3 0.048 0.066 0.029 Ownership TA4 0.055 0.041 0.077 0.058 0.036 0.028 TA5 0.038 0.031 0.062 0.049 0.019 0.018 TA1 0.015 0.018 0.030 0.022 0.000 0.015 Incidence of TA2 0.030 0.053 0.007 Exclusive TA3 0.017 0.033 0.000 Economic TA4 0.017 0.014 0.028 0.021 0.007 0.009 Ownership TA5 0.002 0.001 0.004 0.003 0.000 0.000 TA1 0.025 0.020 0.018 0.013 0.032 0.026 Incidence of TA2 0.039 0.053 0.026 Joint TA3 0.031 0.033 0.029 Economic TA4 0.038 0.026 0.049 0.037 0.029 0.018 Ownership TA5 0.036 0.030 0.058 0.046 0.019 0.018 TA1 0.034 0.034 0.059 0.045 0.006 0.026 TA2 0.066 0.113 0.020 Incidence of TA3 0.039 0.063 0.015 Right to Sell TA4 0.044 0.032 0.081 0.061 0.011 0.009 TA5 0.045 0.045 0.087 0.074 0.013 0.023 TA1 0.037 0.036 0.059 0.045 0.013 0.030 Incidence of TA2 0.066 0.113 0.020 Right to TA3 0.040 0.066 0.015 Bequeath TA4 0.036 0.028 0.069 0.052 0.007 0.009 TA5 0.043 0.043 0.083 0.071 0.013 0.023 MEXA TECHNICAL REPORT APPENDIX C 9 Table C10. Unconditional Means (Respondent Data; Unit of Analysis: Adult Individual; Asset Type: Other Real Estate) Overall Male Sample Female Sample Couple All HHs Couple All HHs Couple All HHs TA1 HHs 0.055 0.061 HHs 0.083 0.085 HHs 0.026 0.041 Incidence of TA2 0.076 0.119 0.033 Reported TA3 0.050 0.081 0.018 Ownership TA4 0.055 0.059 0.098 0.101 0.018 0.028 TA5 0.074 0.075 0.124 0.108 0.035 0.050 TA1 0.043 0.044 0.071 0.071 0.013 0.022 Incidence of TA2 0.049 0.099 0.000 Exclusive TA3 0.029 0.059 0.000 Reported TA4 0.042 0.046 0.089 0.088 0.000 0.014 Ownership TA5 0.058 0.062 0.108 0.096 0.019 0.036 TA1 0.012 0.016 0.012 0.013 0.013 0.018 Incidence of TA2 0.026 0.020 0.033 Joint TA3 0.020 0.022 0.018 Reported TA4 0.013 0.013 0.008 0.012 0.018 0.014 Ownership TA5 0.016 0.013 0.017 0.012 0.016 0.014 TA1 0.052 0.059 0.071 0.076 0.032 0.044 Incidence of TA2 0.069 0.106 0.033 Economic TA3 0.055 0.077 0.033 Ownership TA4 0.057 0.060 0.089 0.095 0.029 0.035 TA5 0.072 0.072 0.124 0.108 0.032 0.045 TA1 0.028 0.034 0.053 0.058 0.000 0.015 Incidence of TA2 0.036 0.066 0.007 Exclusive TA3 0.017 0.033 0.000 Economic TA4 0.023 0.030 0.049 0.052 0.000 0.014 Ownership TA5 0.040 0.041 0.071 0.068 0.016 0.020 TA1 0.028 0.026 0.024 0.022 0.032 0.030 Incidence of TA2 0.033 0.040 0.026 Joint TA3 0.039 0.044 0.033 Economic TA4 0.036 0.032 0.045 0.046 0.029 0.021 Ownership TA5 0.032 0.031 0.054 0.040 0.016 0.025 TA1 0.043 0.048 0.077 0.076 0.006 0.026 TA2 0.063 0.106 0.020 Incidence of TA3 0.035 0.063 0.007 Right to Sell TA4 0.040 0.047 0.077 0.085 0.007 0.018 TA5 0.065 0.064 0.116 0.099 0.026 0.039 TA1 0.040 0.046 0.071 0.076 0.006 0.022 Incidence of TA2 0.066 0.113 0.020 Right to TA3 0.039 0.070 0.007 Bequeath TA4 0.046 0.051 0.093 0.098 0.004 0.016 TA5 0.067 0.067 0.124 0.108 0.022 0.036 MEXA TECHNICAL REPORT APPENDIX C 10 Table C11. Unconditional Means (Respondent Data; Unit of Analysis: Adult Individual; Asset Type: Financial Loans) Overall Male Sample Female Sample Couple All HHs Couple All HHs Couple All HHs TA1 HHs 0.129 0.135 HHs 0.160 0.161 HHs 0.096 0.114 Incidence of TA2 0.125 0.185 0.065 Reported TA3 0.079 0.118 0.040 Ownership TA4 0.109 0.114 0.146 0.147 0.076 0.090 TA5 0.119 0.118 0.161 0.154 0.086 0.091 TA1 0.126 0.133 0.154 0.156 0.096 0.114 Incidence of TA2 0.125 0.185 0.065 Exclusive TA3 0.072 0.110 0.033 Reported TA4 0.101 0.109 0.146 0.147 0.061 0.081 Ownership TA5 0.115 0.115 0.157 0.151 0.083 0.088 TA1 0.003 0.002 0.006 0.004 0.000 0.000 Incidence of TA2 0.000 0.000 0.000 Joint TA3 0.007 0.007 0.007 Reported TA4 0.008 0.005 0.000 0.000 0.014 0.009 Ownership TA5 0.004 0.003 0.004 0.003 0.003 0.002 Table C12. Unconditional Means (Respondent Data; Unit of Analysis: Adult Individual; Asset Type: Liabilities) Overall Male Sample Female Sample Couple All HHs Couple All HHs Couple All HHs HHs TA1 0.148 0.162 HHs 0.195 0.188 HHs 0.096 0.140 Incidence of TA2 0.151 0.185 0.118 Reported TA3 0.158 0.213 0.103 Ownership TA4 0.153 0.153 0.195 0.171 0.115 0.139 TA5 0.207 0.216 0.264 0.259 0.162 0.184 TA1 0.135 0.154 0.178 0.174 0.090 0.137 Incidence of TA2 0.138 0.172 0.105 Exclusive TA3 0.129 0.184 0.074 Reported TA4 0.147 0.149 0.191 0.168 0.108 0.134 Ownership TA5 0.185 0.199 0.244 0.244 0.140 0.166 TA1 0.018 0.012 0.024 0.018 0.013 0.007 Incidence of TA2 0.016 0.020 0.013 Joint TA3 0.029 0.029 0.029 Reported TA4 0.006 0.004 0.004 0.003 0.007 0.005 Ownership TA5 0.023 0.018 0.025 0.019 0.022 0.018 MEXA TECHNICAL REPORT APPENDIX C 11 Table C13. Unconditional Means (Respondent Data; Unit of Analysis: Adult Individual; Asset Type: Small Livestock) Overall Male Sample Female Sample Couple All HHs Couple All HHs Couple All HHs TA1 HHs 0.446 0.420 HHs 0.509 0.482 HHs 0.378 0.369 Incidence of TA2 0.441 0.490 0.392 Reported TA3 0.415 0.415 0.415 Ownership TA4 0.429 0.403 0.451 0.407 0.410 0.400 TA5 0.522 0.493 0.554 0.503 0.497 0.485 Table 14. Unconditional Means (Respondent Data; Unit of Analysis: Adult Individual; Asset Type: Small Agricultural Equipment) Overall Male Sample Female Sample Couple HHs All HHs Couple HHs All HHs Couple HHs All HHs TA1 0.791 0.798 0.947 0.893 0.622 0.720 Incidence of TA2 0.826 0.954 0.699 Reported TA3 0.816 0.949 0.684 Ownership TA4 0.742 0.734 0.894 0.847 0.608 0.649 TA5 0.808 0.804 0.913 0.877 0.726 0.751 Table C15. Unconditional Means (Respondent Data; Unit of Analysis: Adult Individual; Asset Type: Durables) Overall Male Sample Female Sample Couple All HHs Couple All HHs Couple All HHs HHs TA1 0.855 0.857 HHs 0.953 0.938 HHs 0.750 0.790 Incidence of TA2 0.849 0.934 0.765 Reported TA3 0.778 0.945 0.610 Ownership TA4 0.779 0.791 0.911 0.905 0.662 0.704 TA5 0.842 0.852 0.917 0.904 0.783 0.814 Table C16. Unconditional Means (Respondent Data; Unit of Analysis: Adult Individual; Asset Type: Valuables) Overall Male Sample Female Sample Couple All HHs Couple All HHs Couple All HHs HHs TA1 0.043 0.059 HHs 0.012 0.013 HHs 0.077 0.096 Incidence of TA2 0.059 0.040 0.078 Reported TA3 0.046 0.022 0.070 Ownership TA4 0.044 0.045 0.028 0.024 0.058 0.060 TA5 0.097 0.086 0.100 0.083 0.096 0.089 MEXA TECHNICAL REPORT APPENDIX C 12 Table C17: Differences in OTHER REAL ESTATE Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Adults Members of Households with a Couple Overall Treatment Arm 2 † 0.011 (0.007) Treatment Arm 3 † 0.006 (0.008) Treatment Arm 4 † 0.014** (0.007) Treatment Arm 5 † 0.018*** (0.007) Observations 4,090 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.535 Treatment Arms 2 & 4 0.614 Treatment Arms 2 & 5 0.311 Treatment Arms 3 & 4 0.269 Treatment Arms 3 & 5 0.141 Treatment Arms 4 & 5 0.587 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C19: Differences in FINANCIAL LOANS Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Adults Members of Households with a Couple Overall Male Female Treatment Arm 2 † -0.008 0.003 -0.020* (0.012) (0.019) (0.011) Treatment Arm 3 † 0.003 0.011 -0.005 (0.011) (0.017) (0.010) Treatment Arm 4 † 0.024** 0.034** 0.010 (0.011) (0.015) (0.010) Treatment Arm 5 † 0.021** 0.024 0.015 (0.011) (0.016) (0.010) Observations 4,090 2,060 2,030 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.342 0.644 0.196 Treatment Arms 2 & 4 0.004 0.060 0.013 Treatment Arms 2 & 5 0.008 0.233 0.001 Treatment Arms 3 & 4 0.042 0.157 0.180 Treatment Arms 3 & 5 0.070 0.398 0.064 Treatment Arms 4 & 5 0.833 0.532 0.598 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 13 Table C20: Differences in FINANCIAL LOANS Reported Exclusive Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Adults Members of Households with a Couple Overall Male Female Treatment Arm 2 † -0.004 0.007 -0.015 (0.011) (0.018) (0.009) Treatment Arm 3 † -0.000 0.009 -0.008 (0.010) (0.016) (0.009) Treatment Arm 4 † 0.020** 0.032** 0.004 (0.009) (0.014) (0.009) Treatment Arm 5 † 0.021** 0.024 0.013 (0.010) (0.016) (0.008) Observations 4,090 2,060 2,030 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.677 0.873 0.475 Treatment Arms 2 & 4 0.015 0.094 0.065 Treatment Arms 2 & 5 0.016 0.289 0.004 Treatment Arms 3 & 4 0.041 0.147 0.260 Treatment Arms 3 & 5 0.027 0.303 0.035 Treatment Arms 4 & 5 0.925 0.597 0.337 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C21: Differences in FINANCIAL LOANS Reported Ownership Dynamics Across Treatment Arms Respondents' Reporting Regarding Their Ownership/Rights - Sample: Adult Respondents in Households with a Couple Overall Male Female Treatment Arm 2 † -0.018 0.019 -0.050** (0.022) (0.038) (0.022) Treatment Arm 3 † -0.038** -0.024 -0.042** (0.019) (0.031) (0.016) Treatment Arm 4 † -0.020 -0.014 -0.023 (0.021) (0.034) (0.018) Treatment Arm 5 † -0.001 0.014 -0.010 (0.019) (0.030) (0.016) Observations 2,206 1,046 1,141 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.353 0.213 0.719 Treatment Arms 2 & 4 0.920 0.314 0.238 Treatment Arms 2 & 5 0.398 0.892 0.045 Treatment Arms 3 & 4 0.338 0.746 0.302 Treatment Arms 3 & 5 0.025 0.143 0.054 Treatment Arms 4 & 5 0.273 0.341 0.440 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 14 Table C22: Differences in FINANCIAL LOANS Reported Exclusive Ownership Dynamics Across Treatment Arms Respondents' Reporting Regarding Their Ownership/Rights - Sample: Adult Respondents in Households with a Couple Overall Male Female Treatment Arm 2 † -0.013 0.023 -0.042** (0.022) (0.040) (0.018) Treatment Arm 3 † -0.043** -0.032 -0.045*** (0.018) (0.032) (0.016) Treatment Arm 4 † -0.025 -0.011 -0.034** (0.020) (0.036) (0.016) Treatment Arm 5 † -0.001 0.012 -0.010 (0.019) (0.032) (0.014) Observations 2,220 1,071 1,141 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.123 0.123 0.870 Treatment Arms 2 & 4 0.532 0.329 0.689 Treatment Arms 2 & 5 0.545 0.768 0.058 Treatment Arms 3 & 4 0.323 0.498 0.556 Treatment Arms 3 & 5 0.007 0.118 0.019 Treatment Arms 4 & 5 0.154 0.478 0.122 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C23: Differences in FINANCIAL LOANS Reported Ownership Across Treatment Arms 1, 4 & 5 Pooled Individual Reporting - Sample: Adult Household Members Overall Male Female Treatment Arm 4 † 0.036*** 0.040** 0.029* (0.012) (0.016) (0.016) Treatment Arm 5 † 0.066*** 0.065*** 0.060*** (0.012) (0.016) (0.014) Observations 3,522 1,678 1,844 Test of Equality of Coefficients Treatment Arms 4 & 5 0.011 0.100 0.029 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C24: Differences in FINANCIAL LOANS Reported Exclusive Ownership Across Treatment Arms 1, 4 & 5 Pooled Individual Reporting - Sample: Adult Household Members Overall Male Female Treatment Arm 4 † 0.041*** 0.045*** 0.031** (0.011) (0.015) (0.015) Treatment Arm 5 † 0.057*** 0.060*** 0.048*** (0.012) (0.015) (0.013) Observations 3,522 1,678 1,844 Test of Equality of Coefficients Treatment Arms 4 & 5 0.127 0.309 0.204 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 15 Table C25: Differences in FINANCIAL LOANS Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Adult Members of Couple HHs, TA 4/5 with both Couple Mems Interviewed Overall Male Female Treatment Arm 2 † 0.004 -0.001 0.008 (0.014) (0.018) (0.019) Treatment Arm 3 † 0.046*** 0.053*** 0.032* (0.014) (0.017) (0.018) Treatment Arm 4 † 0.076*** 0.081*** 0.062*** (0.015) (0.020) (0.021) Treatment Arm 5 † 0.101*** 0.098*** 0.098*** (0.013) (0.018) (0.018) Observations 3,340 1,697 1,643 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.003 0.002 0.173 Treatment Arms 2 & 4 0.000 0.000 0.003 Treatment Arms 2 & 5 0.000 0.000 0.000 Treatment Arms 3 & 4 0.051 0.144 0.140 Treatment Arms 3 & 5 0.000 0.008 0.000 Treatment Arms 4 & 5 0.081 0.352 0.061 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C26: Differences in FINANCIAL LOANS Reported Exclusive Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Adult Members of Couple HHs, TA 4/5 with both Couple Mems Interviewed Overall Male Female Treatment Arm 2 † 0.006 0.003 0.009 (0.012) (0.017) (0.017) Treatment Arm 3 † 0.037*** 0.046*** 0.023 (0.011) (0.016) (0.016) Treatment Arm 4 † 0.074*** 0.081*** 0.058*** (0.014) (0.019) (0.018) Treatment Arm 5 † 0.082*** 0.087*** 0.072*** (0.011) (0.016) (0.016) Observations 3,340 1,697 1,643 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.005 0.008 0.328 Treatment Arms 2 & 4 0.000 0.000 0.002 Treatment Arms 2 & 5 0.000 0.000 0.000 Treatment Arms 3 & 4 0.003 0.041 0.032 Treatment Arms 3 & 5 0.000 0.012 0.002 Treatment Arms 4 & 5 0.527 0.760 0.377 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 16 Table C27: Differences in FINANCIAL LOANS Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Principal Couple Members of Households with a Couple Overall Male Female Treatment Arm 2 † 0.005 -0.004 0.013 (0.021) (0.030) (0.027) Treatment Arm 3 † 0.064*** 0.084*** 0.044* (0.021) (0.029) (0.026) Treatment Arm 4 † 0.063*** 0.069** 0.052** (0.021) (0.028) (0.026) Treatment Arm 5 † 0.096*** 0.092*** 0.094*** (0.018) (0.028) (0.021) Observations 3,044 1,522 1,522 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.004 0.003 0.209 Treatment Arms 2 & 4 0.001 0.010 0.084 Treatment Arms 2 & 5 0.000 0.001 0.000 Treatment Arms 3 & 4 0.968 0.621 0.722 Treatment Arms 3 & 5 0.089 0.739 0.021 Treatment Arms 4 & 5 0.057 0.345 0.042 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C28: Differences in FINANCIAL LOANS Reported Exclusive Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Principal Couple Members of Households with a Couple Overall Male Female Treatment Arm 2 † 0.008 0.002 0.014 (0.018) (0.030) (0.025) Treatment Arm 3 † 0.053*** 0.074*** 0.033 (0.018) (0.027) (0.023) Treatment Arm 4 † 0.068*** 0.077*** 0.055** (0.019) (0.027) (0.024) Treatment Arm 5 † 0.078*** 0.080*** 0.071*** (0.016) (0.027) (0.020) Observations 3,044 1,522 1,522 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.008 0.011 0.355 Treatment Arms 2 & 4 0.000 0.006 0.047 Treatment Arms 2 & 5 0.000 0.006 0.003 Treatment Arms 3 & 4 0.353 0.908 0.282 Treatment Arms 3 & 5 0.114 0.812 0.050 Treatment Arms 4 & 5 0.501 0.906 0.353 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 17 Table C29: Differences in FINANCIAL LOANS Reported Ownership Across Treatment Arms 1, 4 & 5 Respondents' Reporting Regarding Their Ownership/Rights - Sample: Adult Respondents Overall Male Female Treatment Arm 4 † 0.006 -0.016 0.026 (0.024) (0.034) (0.030) Treatment Arm 5 † 0.067*** 0.062* 0.075*** (0.022) (0.032) (0.028) Observations 2,006 871 1,135 Test of Equality of Coefficients Treatment Arms 4 & 5 0.002 0.009 0.044 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C30: Differences in FINANCIAL LOANS Reported Exclusive Ownership Across Treatment Arms 1, 4 & 5 Respondents' Reporting Regarding Their Ownership/Rights - Sample: Adult Respondents Overall Male Female Treatment Arm 4 † 0.010 -0.006 0.025 (0.023) (0.033) (0.029) Treatment Arm 5 † 0.058*** 0.061* 0.061** (0.022) (0.032) (0.026) Observations 2,006 871 1,135 Test of Equality of Coefficients Treatment Arms 4 & 5 0.013 0.024 0.123 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C31: Differences in LIABILITIES Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Adults Members of Households with a Couple Overall Male Female Treatment Arm 2 † 0.003 -0.002 0.007 (0.014) (0.020) (0.019) Treatment Arm 3 † 0.044*** 0.055*** 0.029 (0.014) (0.019) (0.018) Treatment Arm 4 † 0.047*** 0.056*** 0.033* (0.014) (0.018) (0.019) Treatment Arm 5 † 0.070*** 0.066*** 0.070*** (0.013) (0.019) (0.016) Observations 4,090 2,060 2,030 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.004 0.004 0.210 Treatment Arms 2 & 4 0.000 0.003 0.116 Treatment Arms 2 & 5 0.000 0.001 0.000 Treatment Arms 3 & 4 0.852 0.971 0.839 Treatment Arms 3 & 5 0.044 0.520 0.009 Treatment Arms 4 & 5 0.047 0.538 0.013 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 18 Table C32: Differences in LIABILITIES Reported Exclusive Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Adults Members of Households with a Couple Overall Male Female Treatment Arm 2 † 0.006 0.002 0.009 (0.012) (0.019) (0.017) Treatment Arm 3 † 0.036*** 0.049*** 0.021 (0.012) (0.018) (0.016) Treatment Arm 4 † 0.050*** 0.060*** 0.035** (0.013) (0.017) (0.017) Treatment Arm 5 † 0.058*** 0.058*** 0.052*** (0.011) (0.018) (0.014) Observations 4,090 2,060 2,030 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.007 0.012 0.380 Treatment Arms 2 & 4 0.000 0.002 0.069 Treatment Arms 2 & 5 0.000 0.004 0.002 Treatment Arms 3 & 4 0.243 0.514 0.349 Treatment Arms 3 & 5 0.055 0.549 0.022 Treatment Arms 4 & 5 0.456 0.916 0.166 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C33: Differences in LIABILITIES Reported Ownership Dynamics Across Treatment Arms Respondents' Reporting Regarding Their Ownership/Rights - Sample: Adult Respondents in Households with a Couple Overall Male Female Treatment Arm 2 † 0.000 -0.030 0.030 (0.028) (0.048) (0.039) Treatment Arm 3 † 0.014 0.009 0.028 (0.026) (0.039) (0.035) Treatment Arm 4 † 0.021 0.007 0.039 (0.028) (0.041) (0.036) Treatment Arm 5 † 0.073*** 0.063 0.089*** (0.024) (0.040) (0.032) Observations 2,253 1,077 1,173 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.593 0.352 0.949 Treatment Arms 2 & 4 0.360 0.351 0.753 Treatment Arms 2 & 5 0.002 0.031 0.042 Treatment Arms 3 & 4 0.772 0.959 0.685 Treatment Arms 3 & 5 0.005 0.093 0.017 Treatment Arms 4 & 5 0.014 0.119 0.047 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 19 Table C34: Differences in LIABILITIES Reported Exclusive Ownership Dynamics Across Treatment Arms Respondents' Reporting Regarding Their Ownership/Rights - Sample: Adult Respondents in Households with a Couple Overall Male Female Treatment Arm 2 † -0.001 -0.022 0.022 (0.027) (0.048) (0.034) Treatment Arm 3 † -0.005 -0.002 0.000 (0.024) (0.039) (0.032) Treatment Arm 4 † 0.025 0.019 0.034 (0.026) (0.039) (0.033) Treatment Arm 5 † 0.061*** 0.059 0.069** (0.023) (0.039) (0.028) Observations 2,253 1,077 1,173 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.867 0.625 0.443 Treatment Arms 2 & 4 0.246 0.286 0.650 Treatment Arms 2 & 5 0.005 0.057 0.071 Treatment Arms 3 & 4 0.163 0.533 0.187 Treatment Arms 3 & 5 0.001 0.041 0.005 Treatment Arms 4 & 5 0.074 0.241 0.134 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C35: Differences in LIABILITIES Reported Ownership Across Treatment Arms 1, 4 & 5 Pooled Individual Reporting - Sample: Adult Household Members Overall Male Female Treatment Arm 4 † 0.036*** 0.040** 0.029* (0.012) (0.016) (0.016) Treatment Arm 5 † 0.066*** 0.065*** 0.060*** (0.012) (0.016) (0.014) Observations 3,522 1,678 1,844 Test of Equality of Coefficients Treatment Arms 4 & 5 0.011 0.100 0.029 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C36: Differences in LIABILITIES Reported Exclusive Ownership Across Treatment Arms 1, 4 & 5 Pooled Individual Reporting - Sample: Adult Household Members Overall Male Female Treatment Arm 4 † 0.041*** 0.045*** 0.031** (0.011) (0.015) (0.015) Treatment Arm 5 † 0.057*** 0.060*** 0.048*** (0.012) (0.015) (0.013) Observations 3,522 1,678 1,844 Test of Equality of Coefficients Treatment Arms 4 & 5 0.127 0.309 0.204 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 20 Table C37: Differences in LIABILITIES Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Adult Members of Couple HHs, TA 4/5 with both Couple Mems Interviewed Overall Male Female Treatment Arm 2 † 0.004 -0.001 0.008 (0.014) (0.018) (0.019) Treatment Arm 3 † 0.046*** 0.053*** 0.032* (0.014) (0.017) (0.018) Treatment Arm 4 † 0.076*** 0.081*** 0.062*** (0.015) (0.020) (0.021) Treatment Arm 5 † 0.101*** 0.098*** 0.098*** (0.013) (0.018) (0.018) Observations 3,340 1,697 1,643 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.003 0.002 0.173 Treatment Arms 2 & 4 0.000 0.000 0.003 Treatment Arms 2 & 5 0.000 0.000 0.000 Treatment Arms 3 & 4 0.051 0.144 0.140 Treatment Arms 3 & 5 0.000 0.008 0.000 Treatment Arms 4 & 5 0.081 0.352 0.061 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C38: Differences in LIABILITIES Reported Exclusive Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Adult Members of Couple HHs, TA 4/5 with both Couple Mems Interviewed Overall Male Female Treatment Arm 2 † 0.006 0.003 0.009 (0.012) (0.017) (0.017) Treatment Arm 3 † 0.037*** 0.046*** 0.023 (0.011) (0.016) (0.016) Treatment Arm 4 † 0.074*** 0.081*** 0.058*** (0.014) (0.019) (0.018) Treatment Arm 5 † 0.082*** 0.087*** 0.072*** (0.011) (0.016) (0.016) Observations 3,340 1,697 1,643 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.005 0.008 0.328 Treatment Arms 2 & 4 0.000 0.000 0.002 Treatment Arms 2 & 5 0.000 0.000 0.000 Treatment Arms 3 & 4 0.003 0.041 0.032 Treatment Arms 3 & 5 0.000 0.012 0.002 Treatment Arms 4 & 5 0.527 0.760 0.377 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 21 Table C39: Differences in LIABILITIES Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Principal Couple Members of Households with a Couple Overall Male Female Treatment Arm 2 † 0.005 -0.004 0.013 (0.021) (0.030) (0.027) Treatment Arm 3 † 0.064*** 0.084*** 0.044* (0.021) (0.029) (0.026) Treatment Arm 4 † 0.063*** 0.069** 0.052** (0.021) (0.028) (0.026) Treatment Arm 5 † 0.096*** 0.092*** 0.094*** (0.018) (0.028) (0.021) Observations 3,044 1,522 1,522 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.004 0.003 0.209 Treatment Arms 2 & 4 0.001 0.010 0.084 Treatment Arms 2 & 5 0.000 0.001 0.000 Treatment Arms 3 & 4 0.968 0.621 0.722 Treatment Arms 3 & 5 0.089 0.739 0.021 Treatment Arms 4 & 5 0.057 0.345 0.042 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C40: Differences in LIABILITIES Reported Exclusive Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Principal Couple Members of Households with a Couple Overall Male Female Treatment Arm 2 † 0.008 0.002 0.014 (0.018) (0.030) (0.025) Treatment Arm 3 † 0.053*** 0.074*** 0.033 (0.018) (0.027) (0.023) Treatment Arm 4 † 0.068*** 0.077*** 0.055** (0.019) (0.027) (0.024) Treatment Arm 5 † 0.078*** 0.080*** 0.071*** (0.016) (0.027) (0.020) Observations 3,044 1,522 1,522 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.008 0.011 0.355 Treatment Arms 2 & 4 0.000 0.006 0.047 Treatment Arms 2 & 5 0.000 0.006 0.003 Treatment Arms 3 & 4 0.353 0.908 0.282 Treatment Arms 3 & 5 0.114 0.812 0.050 Treatment Arms 4 & 5 0.501 0.906 0.353 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 22 Table C41: Differences in LIABILITIES Reported Ownership Across Treatment Arms 1, 4 & 5 Respondents' Reporting Regarding Their Ownership/Rights - Sample: Adult Respondents Overall Male Female Treatment Arm 4 † 0.006 -0.016 0.026 (0.024) (0.034) (0.030) Treatment Arm 5 † 0.067*** 0.062* 0.075*** (0.022) (0.032) (0.028) Observations 2,006 871 1,135 Test of Equality of Coefficients Treatment Arms 4 & 5 0.002 0.009 0.044 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C42: Differences in LIABILITIES Reported Exclusive Ownership Across Treatment Arms 1, 4 & 5 Respondents' Reporting Regarding Their Ownership/Rights - Sample: Adult Respondents Overall Male Female Treatment Arm 4 † 0.010 -0.006 0.025 (0.023) (0.033) (0.029) Treatment Arm 5 † 0.058*** 0.061* 0.061** (0.022) (0.032) (0.026) Observations 2,006 871 1,135 Test of Equality of Coefficients Treatment Arms 4 & 5 0.013 0.024 0.123 Note: † identified a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C43: Differences in SMALL LIVESTOCK Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Adult Members of Households with a Couple Overall Male Female Treatment Arm 2 † -0.004 -0.006 -0.000 (0.023) (0.029) (0.030) Treatment Arm 3 † 0.018 0.013 0.024 (0.025) (0.033) (0.030) Treatment Arm 4 † 0.105*** 0.109*** 0.101*** (0.026) (0.034) (0.032) Treatment Arm 5 † 0.047* 0.004 0.091*** (0.027) (0.036) (0.030) Observations 4,090 2,060 2,030 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.404 0.567 0.480 Treatment Arms 2 & 4 0.000 0.001 0.005 Treatment Arms 2 & 5 0.063 0.750 0.010 Treatment Arms 3 & 4 0.002 0.009 0.027 Treatment Arms 3 & 5 0.302 0.805 0.040 Treatment Arms 4 & 5 0.036 0.003 0.777 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 23 Table C44: Differences in SMALL LIVESTOCK Reported Ownership Dynamics Across Treatment Arms Respondents' Reporting Regarding Their Ownership/Rights - Sample: Adult Respondents in Households with a Couple Overall Male Female Treatment Arm 2 † -0.013 -0.037 0.016 (0.042) (0.058) (0.059) Treatment Arm 3 † -0.068* -0.098* -0.036 (0.037) (0.051) (0.051) Treatment Arm 4 † -0.015 -0.038 0.012 (0.037) (0.053) (0.050) Treatment Arm 5 † 0.077** 0.069 0.095* (0.039) (0.055) (0.049) Observations 2,253 1,080 1,173 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.155 0.234 0.332 Treatment Arms 2 & 4 0.960 0.990 0.933 Treatment Arms 2 & 5 0.027 0.051 0.141 Treatment Arms 3 & 4 0.166 0.237 0.312 Treatment Arms 3 & 5 0.000 0.001 0.003 Treatment Arms 4 & 5 0.009 0.033 0.048 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C45: Differences in SMALL LIVESTOCK Reported Ownership Dynamics Across Treatment Arms 1, 4 & 5 Pooled Individual Reporting - Sample: Adult Household Members Overall Male Female Treatment Arm 4 † 0.110*** 0.108*** 0.117*** (0.021) (0.029) (0.025) Treatment Arm 5 † 0.057*** 0.014 0.101*** (0.021) (0.028) (0.026) Observations 3,522 1,678 1,844 Test of Equality of Coefficients Treatment Arms 4 & 5 0.015 0.001 0.550 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 24 Table C46: Differences in SMALL LIVESTOCK Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Adult Members of Couple HHs, TA 4/5 with both Couple Mems Interviewed Overall Male Female Treatment Arm 2 † -0.003 -0.005 -0.000 (0.024) (0.031) (0.031) Treatment Arm 3 † 0.021 0.016 0.025 (0.026) (0.034) (0.031) Treatment Arm 4 † 0.188*** 0.195*** 0.182*** (0.036) (0.042) (0.043) Treatment Arm 5 † 0.164*** 0.152*** 0.180*** (0.032) (0.043) (0.040) Observations 3,340 1,697 1,643 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.396 0.546 0.490 Treatment Arms 2 & 4 0.000 0.000 0.000 Treatment Arms 2 & 5 0.000 0.000 0.000 Treatment Arms 3 & 4 0.000 0.000 0.000 Treatment Arms 3 & 5 0.000 0.003 0.000 Treatment Arms 4 & 5 0.553 0.374 0.972 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C47: Differences in SMALL LIVESTOCK Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Principal Couple Members of Households with a Couple Overall Male Female Treatment Arm 2 † -0.014 -0.013 -0.016 (0.029) (0.037) (0.036) Treatment Arm 3 † 0.013 -0.006 0.032 (0.031) (0.041) (0.038) Treatment Arm 4 † 0.100*** 0.115*** 0.083** (0.030) (0.042) (0.036) Treatment Arm 5 † 0.030 -0.011 0.075** (0.031) (0.042) (0.036) Observations 3,044 1,522 1,522 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.398 0.870 0.248 Treatment Arms 2 & 4 0.001 0.002 0.017 Treatment Arms 2 & 5 0.153 0.962 0.024 Treatment Arms 3 & 4 0.013 0.008 0.197 Treatment Arms 3 & 5 0.596 0.908 0.283 Treatment Arms 4 & 5 0.025 0.002 0.831 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 25 Table C48: Differences in SMALL LIVESTOCK Reported Ownership Dynamics Across Treatment Arms 1, 4 & 5 Respondents' Reporting Regarding Their Ownership/Rights - Sample: Adult Respondents Overall Male Female Treatment Arm 4 † -0.033 -0.018 -0.042 (0.022) (0.016) (0.034) Treatment Arm 5 † 0.039* -0.003 0.089** (0.023) (0.016) (0.040) Observations 2,006 871 1,135 Test of Equality of Coefficients Treatment Arms 4 & 5 0.001 0.351 0.000 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C49: Differences in SMALL AGRICULTURAL EQUIPMENT Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Adult Members of Households with a Couple Overall Male Female Treatment Arm 2 † 0.024 0.003 0.039 (0.029) (0.036) (0.038) Treatment Arm 3 † 0.061** 0.095** 0.036 (0.030) (0.043) (0.038) Treatment Arm 4 † 0.161*** 0.149*** 0.167*** (0.032) (0.040) (0.042) Treatment Arm 5 † -0.107*** -0.244*** 0.026 (0.031) (0.040) (0.042) Observations 4,090 2,060 2,030 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.300 0.041 0.951 Treatment Arms 2 & 4 0.000 0.001 0.002 Treatment Arms 2 & 5 0.000 0.000 0.750 Treatment Arms 3 & 4 0.005 0.242 0.005 Treatment Arms 3 & 5 0.000 0.000 0.832 Treatment Arms 4 & 5 0.000 0.000 0.001 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 26 Table C50: Differences in SMALL AG EQUIPMENT Reported Ownership Dynamics Across Treatment Arms Respondents' Reporting Regarding Their Ownership/Rights - Sample: Adult Respondents in Households with a Couple Overall Male Female Treatment Arm 2 † 0.033 -0.001 0.058 (0.025) (0.009) (0.051) Treatment Arm 3 † -0.015 -0.008 -0.004 (0.022) (0.010) (0.044) Treatment Arm 4 † 0.001 -0.004 0.010 (0.023) (0.009) (0.047) Treatment Arm 5 † 0.065** -0.000 0.158*** (0.027) (0.011) (0.056) Observations 2,253 1,080 1,173 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.054 0.528 0.149 Treatment Arms 2 & 4 0.158 0.731 0.287 Treatment Arms 2 & 5 0.179 0.949 0.031 Treatment Arms 3 & 4 0.481 0.670 0.752 Treatment Arms 3 & 5 0.001 0.486 0.001 Treatment Arms 4 & 5 0.005 0.664 0.001 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C51: Differences in SMALL AG EQUIPMENT Reported Ownership Dynamics Across Treatment Arms 1, 4 & 5 Pooled Individual Reporting - Sample: Adult Household Members Overall Male Female Treatment Arm 4 † 0.126*** 0.134*** 0.124*** (0.025) (0.035) (0.032) Treatment Arm 5 † -0.080*** -0.198*** 0.017 (0.026) (0.035) (0.036) Observations 3,522 1,678 1,844 Test of Equality of Coefficients Treatment Arms 4 & 5 0.000 0.000 0.001 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 27 Table C52: Differences in SMALL AG EQUIPMENT Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Adult Members of Couple HHs, TA 4/5 with both Couple Mems Interviewed Overall Male Female Treatment Arm 2 † 0.025 0.005 0.037 (0.029) (0.032) (0.038) Treatment Arm 3 † 0.064** 0.087** 0.037 (0.030) (0.038) (0.039) Treatment Arm 4 † 0.318*** 0.251*** 0.362*** (0.043) (0.045) (0.057) Treatment Arm 5 † 0.132*** 0.062 0.195*** (0.034) (0.038) (0.049) Observations 3,340 1,697 1,643 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.281 0.044 0.993 Treatment Arms 2 & 4 0.000 0.000 0.000 Treatment Arms 2 & 5 0.001 0.124 0.001 Treatment Arms 3 & 4 0.000 0.001 0.000 Treatment Arms 3 & 5 0.061 0.568 0.003 Treatment Arms 4 & 5 0.000 0.000 0.008 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C53: Differences in SMALL AG EQUIPMENT Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Principal Couple Members of Households with a Couple Overall Male Female Treatment Arm 2 † 0.013 0.011 0.014 (0.021) (0.023) (0.034) Treatment Arm 3 † 0.051** 0.050 0.054 (0.023) (0.031) (0.037) Treatment Arm 4 † 0.101*** 0.048** 0.145*** (0.024) (0.022) (0.037) Treatment Arm 5 † -0.092*** -0.155*** 0.055 (0.025) (0.023) (0.042) Observations 3,044 1,522 1,522 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.135 0.193 0.310 Treatment Arms 2 & 4 0.000 0.148 0.000 Treatment Arms 2 & 5 0.000 0.000 0.312 Treatment Arms 3 & 4 0.071 0.949 0.030 Treatment Arms 3 & 5 0.000 0.000 0.976 Treatment Arms 4 & 5 0.000 0.000 0.033 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 28 Table C54: Differences in SMALL AG EQUIPMENT Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: PC Members of T.A. 4/5 Subsample Overall Male Female Treatment Arm 2 † 0.011 0.005 0.011 (0.017) (0.011) (0.032) Treatment Arm 3 † 0.045** 0.024 0.057 (0.018) (0.016) (0.036) Treatment Arm 4 † 0.199*** 0.080*** 0.317*** (0.028) (0.023) (0.050) Treatment Arm 5 † 0.154*** 0.041** 0.274*** (0.029) (0.017) (0.053) Observations 2,468 1,234 1,234 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.084 0.212 0.218 Treatment Arms 2 & 4 0.000 0.002 0.000 Treatment Arms 2 & 5 0.000 0.048 0.000 Treatment Arms 3 & 4 0.000 0.030 0.000 Treatment Arms 3 & 5 0.000 0.426 0.000 Treatment Arms 4 & 5 0.216 0.111 0.483 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C55: Differences in SMALL AG EQUIPMENT Reported Ownership Dynamics Across Treatment Arms 1, 4 & 5 Respondents' Reporting Regarding Their Ownership/Rights - Sample: Adult Respondents Overall Male Female Treatment Arm 4 † -0.033 -0.018 -0.042 (0.022) (0.016) (0.034) Treatment Arm 5 † 0.039* -0.003 0.089** (0.023) (0.016) (0.040) Observations 2,006 871 1,135 Test of Equality of Coefficients Treatment Arms 4 & 5 0.001 0.351 0.000 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 29 Table C56: Differences in DURABLES Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Adult Members of Households with a Couple Overall Male Female Treatment Arm 2 † -0.014 -0.080*** 0.045 (0.024) (0.028) (0.036) Treatment Arm 3 † 0.008 -0.001 0.025 (0.024) (0.031) (0.035) Treatment Arm 4 † 0.114*** 0.051 0.173*** (0.026) (0.034) (0.036) Treatment Arm 5 † -0.152*** -0.330*** 0.062 (0.029) (0.034) (0.039) Observations 4,090 2,060 2,030 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.358 0.010 0.582 Treatment Arms 2 & 4 0.000 0.000 0.002 Treatment Arms 2 & 5 0.000 0.000 0.690 Treatment Arms 3 & 4 0.000 0.141 0.000 Treatment Arms 3 & 5 0.000 0.000 0.386 Treatment Arms 4 & 5 0.000 0.000 0.006 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C57: Differences in DURABLES Reported Ownership Dynamics Across Treatment Arms Respondents' Reporting Regarding Their Ownership/Rights - Sample: Adult Respondents in Households with a Couple Overall Male Female Treatment Arm 2 † 0.001 -0.003 0.029 (0.024) (0.016) (0.050) Treatment Arm 3 † -0.037* 0.009 -0.055 (0.020) (0.015) (0.044) Treatment Arm 4 † -0.017 -0.008 0.006 (0.022) (0.015) (0.047) Treatment Arm 5 † 0.031 -0.009 0.121** (0.027) (0.020) (0.049) Observations 2,253 1,080 1,173 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.089 0.467 0.076 Treatment Arms 2 & 4 0.426 0.724 0.621 Treatment Arms 2 & 5 0.303 0.720 0.086 Treatment Arms 3 & 4 0.259 0.169 0.111 Treatment Arms 3 & 5 0.005 0.322 0.000 Treatment Arms 4 & 5 0.050 0.921 0.008 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 30 Table C58: Differences in DURABLES Reported Ownership Dynamics Across Treatment Arms 1, 4 & 5 Pooled Individual Reporting - Sample: Adult Household Members Overall Male Female Treatment Arm 4 † 0.101*** 0.071** 0.135*** (0.021) (0.030) (0.030) Treatment Arm 5 † -0.127*** -0.280*** 0.027 (0.024) (0.029) (0.033) Observations 3,522 1,678 1,844 Test of Equality of Coefficients Treatment Arms 4 & 5 0.000 0.000 0.001 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C59: Differences in DURABLES Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Adult Members of Couple HHs, TA 4/5 with both Couple Mems Interviewed Overall Male Female Treatment Arm 2 † -0.012 -0.064*** 0.050 (0.025) (0.023) (0.039) Treatment Arm 3 † 0.021 0.011 0.039 (0.024) (0.025) (0.037) Treatment Arm 4 † 0.199*** 0.119*** 0.280*** (0.034) (0.038) (0.050) Treatment Arm 5 † 0.105*** -0.043 0.262*** (0.035) (0.033) (0.047) Observations 3,340 1,697 1,643 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.184 0.004 0.779 Treatment Arms 2 & 4 0.000 0.000 0.000 Treatment Arms 2 & 5 0.002 0.507 0.000 Treatment Arms 3 & 4 0.000 0.006 0.000 Treatment Arms 3 & 5 0.018 0.101 0.000 Treatment Arms 4 & 5 0.041 0.000 0.749 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 31 Table C60: Differences in DURABLES Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Principal Couple Members of Households with a Couple Overall Male Female Treatment Arm 2 † 0.013 0.011 0.014 (0.021) (0.023) (0.034) Treatment Arm 3 † 0.051** 0.050 0.054 (0.023) (0.031) (0.037) Treatment Arm 4 † 0.101*** 0.048** 0.145*** (0.024) (0.022) (0.037) Treatment Arm 5 † -0.092*** -0.155*** 0.055 (0.025) (0.023) (0.042) Observations 3,044 1,522 1,522 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.135 0.193 0.310 Treatment Arms 2 & 4 0.000 0.148 0.000 Treatment Arms 2 & 5 0.000 0.000 0.312 Treatment Arms 3 & 4 0.071 0.949 0.030 Treatment Arms 3 & 5 0.000 0.000 0.976 Treatment Arms 4 & 5 0.000 0.000 0.033 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C61: Differences in DURABLES Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: PC Members of T.A. 4/5 Subsample Overall Male Female Treatment Arm 2 † 0.011 0.005 0.011 (0.017) (0.011) (0.032) Treatment Arm 3 † 0.045** 0.024 0.057 (0.018) (0.016) (0.036) Treatment Arm 4 † 0.199*** 0.080*** 0.317*** (0.028) (0.023) (0.050) Treatment Arm 5 † 0.154*** 0.041** 0.274*** (0.029) (0.017) (0.053) Observations 2,468 1,234 1,234 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.084 0.212 0.218 Treatment Arms 2 & 4 0.000 0.002 0.000 Treatment Arms 2 & 5 0.000 0.048 0.000 Treatment Arms 3 & 4 0.000 0.030 0.000 Treatment Arms 3 & 5 0.000 0.426 0.000 Treatment Arms 4 & 5 0.216 0.111 0.483 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 32 Table C62: Differences in DURABLES Reported Ownership Dynamics Across Treatment Arms 1, 4 & 5 Respondents' Reporting Regarding Their Ownership/Rights - Sample: Adult Respondents Overall Male Female Treatment Arm 4 † -0.033 -0.018 -0.042 (0.022) (0.016) (0.034) Treatment Arm 5 † 0.039* -0.003 0.089** (0.023) (0.016) (0.040) Observations 2,006 871 1,135 Test of Equality of Coefficients Treatment Arms 4 & 5 0.001 0.351 0.000 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C63: Differences in VALUABLES Reported Ownership Dynamics Across Treatment Arms Pooled Individual Reporting - Sample: Adult Members of Households with a Couple Overall Male Female Treatment Arm 2 † 0.007 0.011* -0.001 (0.006) (0.006) (0.010) Treatment Arm 3 † 0.006 0.002 0.008 (0.007) (0.006) (0.011) Treatment Arm 4 † 0.011** 0.010* 0.010 (0.006) (0.006) (0.009) Treatment Arm 5 † 0.020*** 0.020*** 0.014 (0.007) (0.006) (0.010) Observations 4,090 2,060 2,030 Tests of Equality of Coefficients Treatment Arms 2 & 3 0.908 0.148 0.397 Treatment Arms 2 & 4 0.342 0.772 0.254 Treatment Arms 2 & 5 0.024 0.045 0.179 Treatment Arms 3 & 4 0.419 0.148 0.821 Treatment Arms 3 & 5 0.044 0.005 0.615 Treatment Arms 4 & 5 0.105 0.018 0.727 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. Table C64: Differences in VALUABLES Reported Ownership Dynamics Across Treatment Arms 1, 4 & 5 Pooled Individual Reporting - Sample: Adult Household Members Overall Male Female Treatment Arm 4 † 0.007 0.011* 0.003 (0.005) (0.006) (0.008) Treatment Arm 5 † 0.012** 0.022*** -0.001 (0.006) (0.006) (0.009) Observations 3,522 1,678 1,844 Test of Equality of Coefficients Treatment Arms 4 & 5 0.394 0.041 0.653 Note: † identifies a binary variable; *\**\*** correspond to statistical significance at the 10\5\1 percent level respectively; Control variables are included but not reported. MEXA TECHNICAL REPORT APPENDIX C 33