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" 4 , O & &0 B& +& &( " . .4 >4 / 5 >6 H/0 , * # +/ 07 + / 0 # , ) * , # :! 4 + , ( , # G >, ) # 7 ( * .4 * 4./ 4 5 . 6 # , = $ ( 8 % 8 1 5% 6G > 7 # > ! >! ) , " 7 H /0 ) # 5/ 0 , , 5/ 0 , $ * 5/ 0 , $ #+ / 0 , # = / 0 , $ # , # ( / 0 - ,) > 4) 7 / 0 ) > !( , > 4 G > $ , , # : $ 4 ( ' 1. % 5 ' % 6? ar Project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inancial Sector Donor Working Group 0 . 1 +,,- REFORM AREA TASK DONOR / PROVIDER STATUS START DATE CONTACT State Owned Commercial Banks (SOCBs) Bank Restructuring Mekong Housing Bank : Mélody SANG 1. Information technology and management system - core- banking AFD Ongoing 2006 sangm@groupe-afd.org 2. Humain ressources development Yann MARTRES : 3. Training for internal auditing martresy@groupe-afd.org Credit line to the Investment Funds for Urban Development of Hochiminh City - HIFU: to provide to HIFU necessary long-term funds to increase HIFU commitments in four prioritized sectors ( health, AFD Ongoing 2006 education, social housing and environment of Ho Chi Minh City) and to offer to final beneficiaries loans with longer Mélody SANG, sangm@groupe-afd.org length Yann MARTRES : martresy@groupe-afd.org TA fot the Investment Funds for Urban Development of Hochiminh City - HIFU : Mélody SANG, sangm@groupe-afd.org 1. Training programs: Yann MARTRES : martresy@groupe-afd.org . Financial skills (excahnge risk managament, financial analysis, credit risk, ...) . Management skills (HR development,..) . Courses on Banking and financial English language AFD Ongoing 2006 2. Consulting for strategic planning, balance sheet management, HR management, IT system. 3. Diagnostics and support for the implementation a social and environmental responsibility process in HIFU and in some beneficiary instutions of the AFD credit line to HIFU Marc Gilbert, AFD Support for Implementation of ICB Restructuring Plan AFD Ongoing Sept. 2003 gilbertm@groupe-afd.org PPTA for SOE Reform and Equitization ADB Ongoing 2007 Vicky C.L. Tan, ADB, Andreas Hauskrecht, GTZ Reform internal audit of commercial banks GTZ Ongoing 2003 hauskrecht@sbcglobal.net David Brunell, USAID dbrunell@usaid.gov IT upgrades (core banking data processing systems) of joint Bob Webster, VNCI stock banks USAID - VNCI Ongoing 2004 robert@vnci.org 12 Swiss trust fund TA on overall strengthening of risk management, assets- liabilities management, conversion to IAS accounting to Asia Commercial Bank (ACB) ­ US$ 850,000. Major components: Dutch fund 1. Credit Risk Management (including Gap analysis, recommendation, scoring models for corporate and retail loans): completed On-going 2002 Lam Bao Quang, IFC lquang@ifc.org Japanese fund 2. IFRS reporting training: completed 3. IT mordernization: contract is under negotiation IFC 4. ALM related TA: contract is under negotiation 5. Strategic Planing: consultant selection is under the process 6. Senior resident advisor: consultant selection is under the process Swiss trust fund TA on overall strengthening of risk management, assets- liabilities management, conversion to IAS accounting to Saigon Commercial Bank (Sacombank) ­ US$ 850,000. Major components: 1. Credit Risk Management: completed Dutch fund On-going 2002 Lam Bao Quang, IFC lquang@ifc.org 2. IT mordernization: completed Japanese fund 3. ALM: completed IFC 4. Senior resident advisor: consultant selection is under the process. Advisory assistance for the Mekong Housing Bank Sin Foong Wong equitization transaction IFC Ongoing 2004 Swong@ifc.org Barbara Jäggin, Swiss Embassy Barbara.jaeggin@han.rep.admin.ch Mekong Housing Bank TA for Credit Management, Seco / Private Sector Ongoing 2004 Treasury and Asset Liability Management, HR Quondam Partners, Juerg Vontobel management, IT,and MIS quondam@bluewin.ch Barbara Jäggin, Swiss Embassy Seco (Swiss Workshops in Bank Restructuring Barbara.jaeggin@han.rep.admin.ch Embassy) / Private Approved Dec-03 Sector Quondam Partners, Juerg Vontobel quondam@bluewin.ch Payment System Second Payment System and Bank Modernization Project World Bank Ongoing 2005 Xiaofeng Hua World Bank xhua@worldbank.org 13 James Seward, World Bank Jseward@worldbank.org Payment System and Bank Modernization for VBARD Marc Gllbert, AFD AFD Ongoing Sept.2003 (extension of the WB PSBM) gilbertm@groupe-afd.org Joint Stock Banks (JSBs) Andreas Hauskrecht, GTZ Ongoing 2003 Risk Management for Joint Stock Banks GTZ hauskrecht@sbcglobal.net Barbara Jäggin, Swiss Embassy TA to the JSBs on credit risk management, asset / liability Seco (Swiss Ongoing Dec 2005 management and human resource development Embassy) / BTC Barbara.jaeggin@han.rep.admin.ch IFC-SME department Credit Risk Management and Loan Portfolio Management and IFC-MPDF Nguyen Hanh Nam, IFC/MPDF Risk Management - Workbook Netherlands trust fund NNam@ifc.org - Training manual On-going Jul-05 - Training of trainers - Training courses US$ 60,000 Partner: Bank Training Center (BTC) Marc Gilbert, AFD Training and enforcement of capacities, specially in the fields of credit policies, risk management and sectoral analysis for VBARD AFD On-going Sept. 2003 gilbertm@groupe-afd.org Support to Bank Training Center (BTC) to provide quality training to commercial banks Major components: Organizational Change - Building the capacity of trainers IFC-MPDF On-going 2002 Nguyen Hanh Nam, IFC/MPDF NNam@ifc.org - Certification program for credit function US$ 175,000/year Partner: Bank Training Center (BTC) State Bank of Vietnam (SBV) Organizational Change Andreas Hauskrecht, GTZ GTZ Ongoing 2002 SBV restructuring Hauskrecht@sbcglobal.net Lara Bremmer/CIDA larachristine.bremmer@international.gc.ca CIDA Ongoing Feb. 2004 Long-term training and technical assistance to the SBV on Pierre Seguin/Resident Project Manager supervisory, regulatory and banking services issues pierre@seguin.com IMF/MFD/APD Ongoing Mar-06 Guidance on reforming the SBV to be modern central bank Il Houng Lee, IMF, ilee@imf.org 14 Nga Ha, IMF, nha@imf.org Francisco Fontan, EC SBV Capacity Building European Union Proposed 2005 Francisco.Fontan@cec.eu.int Yamada Minoru, JICA Vietnam Yamada.Minoru@jica.go.jp TA on Currency Issuance & Vault Operation JICA Ongoing April.2007 Furukawa, JICA Advisor to SBV Ftsugu@aol.com Andreas Hauskrecht, GTZ GTZ Ongoing 2000 Strengthening banking supervision/auditing Hauskrecht@sbcglobal.net VV Subramanian, ADB Anti-money laundering- assessment and assistance for ADB Ongoing Sept. 2003 drafting decree, action plan for FIU establishment vsubramanian@adb.org Anti-money laundering- assessment and assistance for drafting decree, assisting the FIU operation and training its IMF/MFD/LEG Ongoing Dec. 03 staff, and providing education to the public on anti-money Supervision/ Safety- laundering. Il Houng Lee, IMF, ilee@imf.org Soundness Standards Nga Ha, IMF, nha@imf.org Advisory services for strengthening banking regulation and Il Houng Lee, IMF, ilee@imf.org IMF/MFD Ongoing 2004 supervision Nga Ha, IMF, nha@imf.org Hans Farnhammer, EC Compliance and Audit of Bank Supervision Information European Union Ongoing 2005 Requirements & Training for SBV bank inspectors in the field of bank supervision Hans.Farnhammer@cec.eu.int Legal Framework for Andreas Hauskrecht, GTZ Banking GTZ/ADB Ongoing 2003 Review of State Bank and Credit Institutions Laws Hauskrecht@sbcglobal.net Lara Bremmer/CIDA larachristine.bremmer@international.gc.ca CIDA Ongoing Jun-03 Technical advice on the State Bank and Credit Institutions Pierre Seguin/Resident Project Manager Laws pierre@seguin.com Andreas Hauskrecht, GTZ GTZ Ongoing Introduction of international standards (Basel Principles) Hauskrecht@sbcglobal.net Dennis Zvinakis, USAID Workshops, legal analysis and reference materials to dzvinakis@usaid.gov support the development by the SBV of the key USAID-STAR Project Ongoing Aug. 2004 implementing decrees for the amended Law on Credit Steve Parker, STAR Institutions Steve_Parker@DAI.com Yamada Minoru, JICA Vietnam Yamada.Minoru@jica.go.jp Support of Review of SBV and CI Laws JICA Ongoing Dec.2006- Furukawa, JICA Advisor to SBV Ftsugu@aol.com Support for developing Decree on Foreign Banks Ongoing Aug-04 15 USAID (STAR Project) dzvinakis@usaid.gov ADB (TA4035 and TA4290--completed) Steve Parker, STAR Steve_Parker@DAI.com Dennis Zvinakis, USAID USAID (STAR Project) dzvinakis@usaid.gov Support for developing the Law on Negotiable Instruments Ongoing Nov-04 Steve Parker, STAR Steve_Parker@DAI.com Il Houng Lee, IMF, ilee@imf.org IMF/MFD/LEG Approved Feb-Jun 05 Assisting the SBV to draft the foreign exchange ordinance Nga Ha, IMF, nha@imf.org Assisting the SBV to draft various Decisions on strengthening banking supervision legal framwork and IMF/MFD/LEG Ongoing Nov-04 operation Il Houng Lee, IMF, ilee@imf.org Nga Ha, IMF, nha@imf.org Il Houng Lee, IMF, ilee@imf.org Assisting the SBV to draft Decree on information provision IMF/APD Ongoing Jun-06 for serving the monetary policy management Nga Ha, IMF, nha@imf.org Credit Information World Bank / Spanish James Seward, World Bank Ongoing Nov. 2003 Assessment of the CIC CTF Jseward@worldbank.org Implementation of strategic framework: drafting legal framework and partnership building: support setup of a MPDF On-going May-06 private sector credit bureau US$ 110,000 Nguyen Hanh Nam, IFC/MPDF Major components: NNam@ifc.org 1. Technical Assistance: provide legal TA to SBV. This would include: - Developing legal framework - Developing code of conduct - Establishing licensing requirements. - Providing on-going consultation throughout the process and promotion/dissemination activities. 16 2. Partnership building/Sourcing: The project will seek interest from potential international credit bureaus and commitment from banking community and then as the trust broker, facilitate the establishment of a private credit bureau with participation of a reputable foreign investor/sponsor. Partner: State Bank of Vietnam Dennis Zvinakis, USAID dzvinakis@usaid.gov Assessment of and technical workshops on the financial USAID-STAR Project Ongoing Nov. 2002 sector implications of the US-Vietnam Bilateral Trade Steve Parker, STAR Agreement Steve_Parker@DAI.com Graham Alliband, CEG Facility Assistance to SBV in formulating the strategy for AusAID Ongoing Oct. 2004 international integration for the banking sector Galliband@ceg.edu.com SIDA/Swedish Central Karl-Anders Larsson, SIDA Reserves Management Capacity Building Ongoing May-03 Bank karl-anders.larsson@sida.se International IMF/Treasurer's Il Houng Lee, IMF, ilee@imf.org Agreements Safeguards Assessment Ongoing 2001 Department Nga Ha, IMF, nha@imf.org Il Houng Lee, IMF, ilee@imf.org Assistance to the SBV to accept Article VIII of Article of Agreement of the IMF, allowing Vietnam to liberalise its the current accounts IMF/LEG Approved Feb/June 05 Nga Ha, IMF, nha@imf.org Il Houng Lee, IMF, ilee@imf.org IMF/MFD Ongoing 2004 Assistance in auditing the SBV Nga Ha, IMF, nha@imf.org Assistance in foreign exchange reserve management IMF/MFD Ongoing Mar-06 Il Houng Lee, IMF, ilee@imf.org Nga Ha, IMF, nha@imf.org Phase I: 1997- Financial market/policies 1999 Barbara Jäggin, Swiss Embassy Reserves Management Seco (Switzerland) / Phase II: 2000- Graduate Institute for Ongoing 2002 Barbara.jaeggin@han.rep.admin.ch Train the trainer, HR management/appraisal, empirical International Studies Phase III: 2003- Graduate Institute of International Studies Geneva, Prof. research skills 2005 Camen Camen@hei.unige.ch INSEE/Banque de Alain Fontanel Ongoing 2002 Training in Macroeconomic model-building and forecasting France/ ADETEF Afontanel@hotmail.com Monetary Policy Il Houng Lee, IMF, ilee@imf.org IMF Ongoing 2002 Workshops in Macroeconomic Policy Coordination Nga Ha, IMF, nha@imf.org Sida/Swedish Central Karl-Anders Larsson, SIDA Ongoing 2003 Staff exchange Bank karl-anders.larsson@sida.se Il Houng Lee, IMF, ilee@imf.org IMF/MFD Ongoing 2004 Guidance on monetary policy instruments and operations Nga Ha, IMF, nha@imf.org 17 Training SBV and Commercial Bankers, Monetary Andreas Hauskrecht, GTZ GTZ Ongoing 2002 Instruments Ahauskrecht@aol.com Yamada Minoru, JICA Vietnam TA on monetary policy and development of secondary Yamada.Minoru@jica.go.jp JICA Ongoing Dec.2006 market for debt Furukawa, JICA Advisor to SBV Ftsugu@aol.com Assistance in calculating and forecasting core-inflation as IMF/MFD Ongoing Sept.2006 well as constructing monetary framework Il Houng Lee, IMF, ilee@imf.org Nga Ha, IMF, nha@imf.org Assistance in development of a database for tracking Alessandro A. Pio, ADB ADB Approved May-03 money market transactions Apio@adb.org Assistance on monetary statistic and reporting system IMF/STA Ongoing Apr-05 Il Houng Lee, IMF, ilee@imf.org Nga Ha, IMF, nha@imf.org Assistance onbalance of payments statistics IMF/STA Ongoing Apr-06 Il Houng Lee, IMF, ilee@imf.org Nga Ha, IMF, nha@imf.org Statistics and database Yamada Minoru, JICA Vietnam Yamada.Minoru@jica.go.jp TA on monetary statistic and reporting system JICA Ongoing Dec.2006 Furukawa, JICA Advisor to SBV Ftsugu@aol.com Money Market SME Finance Project (ii) JBIC On-going 2005 Yasuhisa Ojima, JBIC Development y-ojima@jbic.go.jp SME Credit Policies Thao Nguyen, KfW, thao.nguyen@kfw.de SME Credit Line (ICBV) KfW Approved 2001 Giang Tran, KfW, giang@kfwvn.com SME Development Program Loan (co-financed with ADB Thao Nguyen, KfW, thao.nguyen@kfw.de KfW Ongoing Dec-04 and AFD) Giang Tran, KfW, giang@kfwvn.com Hans Farnhammer, EC SME Development Fund European Union Ongoing Oct. 2004 Hans.Farnhammer@cec.eu.int JICA Ongoing Apr. 2007 Yamada Minoru, JICA Vietnam TA on SME finance Yamada.Minoru@jica.go.jp VV Subramanian, ADB Housing Finance Facility ADB Ongoing Sep-02 vsubramanian@adb.org Marc Gllbert AFD Ongoing 2004 Housing Credit Line through Mekong Housing Bank gilbertm@groupe-afd.org David Brunell, USAID dbrunell@usaid.gov Vietnam Competitiveness Initiative - training and technical USAID - VNCI Completed 2004 assistance to joint stock banks (JSBs) to facilitate access to Bob Webster, VNCI finance for SMEs robert@vnci.org Provide loan guarantees for Vietnamese joint stock banks USAID On-going 2003 David Brunell, USAID 18 to promote (a) credit extended to SMEs and (b) cashflow- based lending practices dbrunell@usaid.gov Assist the SBV strengthen risk-based bank supervision, Il Houng Lee, IMF ilee@imf.org including through simplification of database and staff training. Provide comments on off-site banking supervision plan of the SBV, and asset classification, prudential ratio, Nga Ha, IMF Banking Supervision IMF/MFD Ongoing Apr. 2004 and internal audit regulations for commercial banks. Nha@imf.org Il Houng Lee, IMF Assist the SBV strengthen OMO, TB, and money market ilee@imf.org Monetary and operations. Introduce indirect monetary policy management IMF/MFD Ongoing April-Nov. 2005 Exchange Operations tools and methods to SBV staff, including on sterilization Nga Ha, IMF and setting policy rates. Nha@imf.org Policy Lending Institutions TA for Loan Management of the Bank for Social Policies Policy Research Nobuyo Hirata, Policy Research Institute, On-going 2003 (VBSP) Institutte (Japan) MOF (Japan) nobuyo.hirata@mof.go.jp Operational Framework Ojima Yasuhisa, JBIC Vietnam TA for the development of DBV JBIC/JICA Approved 2007 y-ojima@jbic.go.jp Yamada Minoru, JICA Vietnam Yamada.Minoru@jica.go.jp Training for Vietnamese bankers through Bank training IFC-MPDF/Seco Ongoing Nguyen Hanh Nam Nnam@ifc.org center Banking Training Government of Training for Vietnamese bankers Ongoing 2005-2007 amlux@fpt.vn Luxembourg/ATTF Microfinance Institutions (MFIs) Implementing the regulatory and supervisory framework for Access to Microfinance microfinance ADB Approved Jun-06 Brett Coleman Bcoleman@adb.org 19 Développement international Approved Feb. 2004 Desjardins s Modernizing a number of People' Credit Fund and (DID)/CIDA improving the services of the Central People' Credit Fund s jmcrevier@did.qc.ca Bui Trong Nghia, ADB ADB Ongoing Nov. 2000 Loan and technical assistance to support rural enterprise finance through VBARD and People's Credit Funds btnghia@adb.org s TA for People' Credit Funds--Safety Fund ADB Ongoing 2006 VV Subramanian s Support development of People' Credit Funds (External GTZ Ongoing Restart 2004 Andreas Hauskrecht, GTZ hauskrecht@sbcglobal.net Audit, Internal Audit and PCF supervision) Marc Gllbert AFD On-going Sept. 2003 Loan to support rural enterprise finance through VBARD gilbertm@groupe-afd.org Takayuki Sato, JBIC JBIC On-going Feb. 2003 Study On Rural Finance ta-sato@jbic.go.jp Thao Nguyen, kfW, thao.nguyen@kfw.de KfW Approved 2002 Rural Credit and Saving Program (VBARD) Giang Tran, KfW, giang@kfwvn.com Thao Nguyen, kfW, thao.nguyen@kfw.de KfW Approved 2001 Revolving Credit Fund for Poverty Alleviation (VBARD) Giang Tran, KfW, giang@kfwvn.com Liza Valenzuela, World Bank Rural Finance Loan - Micro-finance Loan Fund (MLF) and World Bank Ongoing 2003 its implementation agencies (Micro-finance Institutions, MFIs) lvalenzuela@worldbank.org Marcus Leroy, Embassy of Belgium Institutional strengthening for the Vietnam Women's Union Embassy of Belgium Approved 2004 on providing microfinance and advice on the MFI legal framework badc@hn.vnn.vn Banks Vietnam Bank Advisory Project- Providing advisory services Capacity building for to selected partner finance institutions to assist in product, IFC-MPDF On-going 2007-2010 Nguyen Hanh Nam nnam@ifc.org banks service and distribution channel development to help expand access to finance for small and medium enterprises. Non-Bank Financial Institutions (NBFIs) 20 Second Financial Sector Program Loan to support the development of alternative channels of market-based financial intermediation including insurance sector, leasing ADB On-going Jan. 2003 VV Subramanian, ADB, vsubramanian@adb.org sector, money market and capital market, and financial market infrastructure such as secured transactions registration and accounting association Helmut Schoen, KfW Program Loan, co-financed with ADB and AFD to facilitate KfW/ADB Ongoing Dec. 2004 diversification of funding sources of financial leasing Leasing companies to improve credit access for SMEs helmut.schoen@kfw.de Pradeep Srivastava, psrivastav@adb.org Fact finding Third Financial Sector Program Loan, cofinanced by ADB ADB/AFD May 2007 mission and AFD to support the development of the capital marjet Mélody SANG, sangm@groupe-afd.org (bond market, securities market, leasing, insurance) Yann MARTRES, martresy@groupe-afd.org Project Preparatory TA for SME Development Program ADB Ongoing 2007 Madeleine Varkay, ADB Loan Subprogram II-Leasing Investment Loan VV Subramanian, ADB ADB Ongoing 2003 Technical Assistance for Capacity Building for Nonbank Financial Institutions and the Capital Market vsubramanian@adb.org Market-Based Financial Government of Capital Market Development In formulation 2007 Leo Faber, Embassy of Luxembourg Intermediation Luxembourg/ ATTF leo.faber@luxembassy.vn Andreas Hauskrecht Capital Market Development :Bond Market, Vietnam Securities Depository, Money settlement for securities GTZ Ongoing 2004/5 trading Hauskrecht@sbcglobal.net TA for State Capital Investment Corporation IFC-MPDF Ongoing 2007 Thai Thu Hong thong@ifc.org Assistance to the MOF to develop the corporate bond Kengo Mizuno, NRI NRI (Japan) Approved 2004 market k-mizuno@nri.co.jp Assistance to the Government (MOF, SBV, MPI, OOG, Trinh Tien Dung, UNDP UNDP Ongoing 2000 MOJ) for external debt management Trinh.tien.dung@undp.org Capacity building assistance to the MOF for financial policy Trinh Tien Dung, UNDP UNDP Ongoing 2003 analysis Trinh.tien.dung@undp.org Paul Marin, USTDA Comprehensive assessment of municipal bond market USTDA Approved 2004 issuances and development PMarin@tda.gov Support the SSC to develop the legal framework for USAID Ongoing Sep-05 David Brunell, USAID securities market development and build capacity for SSC dbrunell@usaid.gov 21 and other securities intermediaries; provide public and investor education and training Capacity building for the National Registration Agency of Armes Adhikari, ADB ADB On-going Dec. 2002 Secured Transactions Radhikari@adb.org Secured Transactions Legal Framework Review and Improvement of the National Registration Agency of Secured Transactions: i) Data collection, analysis of the current lending environment and assistance in addressing IFC-MPDF and FIAS Approved May 20006 the shortcomings in the legal framework (ii) Assistance in identifying the discrepancies in the institutional set up and operation of the NRAST (secured transactions registry) system (iii) Public awareness and knowledge dissemination activities for the end users of the system Nguyen Hanh Nam, IFC/MPDF, Nnam@ifc.org Dennis Zvinakis, USAID Supporting the Ministry of Justice to develop the legal dzvinakis@usaid.gov USAID-STAR Project Ongoing 2002 framework for secured transactions. Steve Parker, STAR Steve_Parker@DAI.com Pradeep Srivastava, psrivastav@adb.org Third Financial Sector Program Loan, cofinanced by ADB and Fact finding AFD to support the development of the capital marjet (bond ADB/AFD May 2007 Mélody SANG, sangm@groupe-afd.org mission market, securities market, leasing, insurance) Yann MARTRES, martresy@groupe-afd.org Sustainable finance program for financial institutions ­ based on the business case: manage risks and IFC-SFMF and opportunities that arise from social and environmental issues. Major components: IFC-MPDF - Awareness raising seminars (completed) Luxemburg trust fund Sustainable Finance - Training of trainers On-going Aug-05 Nguyen Hanh Nam, IFC/MPDF, Nnam@ifc.org - Sustainable finance training (cost sharing) - Targeted technical assistance to committed banks (based on cost-sharing) US$ 230,000 Partner: Bank Training Center (BTC) as implementing agency, targets all financial institutions in Vietnam. 22 = ! ! =% ! ' ! ! % !%$ ! $ 5 6 % % !" % % $ (- " +,,- FC & , %& C+ $ " # ( #) . $, # , / + 0" N ( + #) $, $ + # = - (/ 0 G( !! + $ ) ( : · ) 41 $ 4 A +) , * # " : # 2 H F( & %& C , $ # # = ) F& > & , %& C( %( ) + # +4 $ , . ! %3 & & %& C # # $ # + G # # # %C 4 $ & , %& C( * # ) *( ?( % # + + # G 8) . %3 & & %& C # ( B( 4 $ ,+ 7 ( 8 ( / 7 ! $ # ( 0 E( & F& %& '.%& $ ) , $ , (! # 7 * , > , # # ( , $ ( '( * # $ # ) - < 2 ', # D& ( C( # . - $ ,( 8 ) *+ 7 # 8 $. # ) # ( P( :7 # # # ) ) *( ) G , E ( # ) . + ) , ( D( # $ # # , , G ' ( ,+ " N # B +) $ ( F&( ! ) , $ # ) $ # $, !( 23 FF( # : # # ! $ # # $ ) # # ( : /1 2 · )= 1 =4 A 41 A A) , ) . # $ ( · ) : = 4 A >A " N+ ! 4 * ) $ #( $ # ) (4 , # ) # * +$ 3 . ") # *( , ( $ # # < , # ( · )= :$ A % + ) " ) , ) # ( " $ $ & F& ) %& '.%& #, ) ) $ ( ) * ) # ) # # #, ( ( ) ## ( * ) #, I *3 $ * $, . # # F, # . ( * ) # ) ) . * *3 ( 4 * · ) #4 4 A 41 A #4 ! 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I · = ) 4A + ( · )= :$ A % + * ) # $ ) < , $ ( · ) 4 A A ) & %& C+ $ & $, %& D( 25 · ) A$% A # , ( #,+ $ # + * ) # $ ( · = ) 4 A + # $ ( · ) 4 A' % + ) $ < $ , ( $ . - * # ( · ) A$% A (#( ) * ( , +) * ) ( · ) *#4 A' % + $ ## $ ( , ) + #, # ( , * : + $ , ) ( · )= :$ A % A ) ## +) $ $ ( # $ ( * ) ( ) *" #$ * . 5 ( * ## ) $ + ! ! / !!0 + ) # !! + ) , I · )= 4A + $ $, ! + ) # ( , + ( · ) : =4 A >+ , G 5 < ) G ( · = ) 4A + ) * G + , ( · )= :$ A % + ) < (8 $ $ ( 4 , ) , + ,) + ) + $. # ( · ) A A ) , $ , (! # * $ ,( ,) ) # , ( ) , F& * + ) * ( · ) A + * ) $ + $ * ( · ) A + , ( * $ ) , $ * , # ( ! # ) $ ( 8 # ) $ ( 26 * /1 : 4 5 64 * 2 2 " FH , · )8 : A$ %+ $ $ # #( 2" F $ 4 Q & F& ) /%& '.%& 0 $# $ #$ ( # H F( $ # * ,5 %( 5 ?( 5 B( 5 E( 5 '( ) 5 C( ( · )" * A8% + ) # D& + # )( * $ " + , * $ $ + ) ) I · 4 A' % + $ D&+ # ( ( ) # $,+ # = (! # *) # (" $ # ( # $ ) + & ' ( $ # , , ( · = :$ A % A # # (Q : < 0 # $0 $ , ( ) ) ) ) $ * ) (Q ( 2 " %H 8 " · * ! A% A ( # # , # 3 & %& C5 $ . # / 0 G 5 , # $ # #5 , $ # # ( 4 ) # $ , # * #- ( - H - # $ * # # - ! # # - # . # ) & %& C - # ) & %& P - % ! * ) # # ) * # # · = :$ A % + ) - )( # ) # ) *) ( ,$ # . +) $ - )( 27 · = ) 4 A + * ) ) #) $ * # $ ) $ ) # ( · ) * ! A% + $, # ) ( $ $ ( # , +$ # ( · )8 *A$ %+ $ $ , ) $ ! )) * # < $ * # $ ( # $ $ $, ( · )8 : A$ %+ $ " 3 ( #( · )= :$ A % + * ! * # !( # G # ( 2 " ?H 7 · ) 34 * A @. C4D + / 2" $ R ( > 4 # R / 0 4 $ ( , 7 2 * #" # = 7 ( # 7 ) $ ) ,( ) ( ,+ ! 7 # ) ! $. # /2 " B0/ ( 0 - + . # / ( 0$ # # 7 ) * # # ) 2" B . $. ) * # # ( ) # 7 ) *) $ $ $. , ( # # ) # ) $ ) - # + ) $ $, # # ( · * ! A% + ## 7 $ # ( · = :$ A % A # $ # # , # ) ) 7 ( 2 " BH ) # # 2 " ?+ ) ( 2 " EH · ) A8% A ( # - #H () ! 28 +) 7 * 9) ! " 4 /!"40 # $ # ) ) $ #( (1 * $ ) , $ * # * * # > $ ) ( · 4: )! 0 4 A$% + , # $ ( * ) $ *) ( · = ) 4A + , # ( , $ ) # ) # $ * $ )( · ) 4 A' % + DDS ( ) # G $ +$ # , # ,( · ) : A + *# : ) ) # $ ) *+ ) < H $ , , ) ( I , $ % # + , G $ , # + * ) * * I · ) A$% A * $ ( · 4: )! 0 4 A$% A ) , ( $ * # (2 7 * 7 # $ * $ ) ( $ $ * # ,( · )= A$ %+ F ( , * +$ , # # ) ) # $, < # P& S $ , # ( $ ) $ $ # $, #( ) I · 4 A' % + # (7 , # = .%& & F& (& & . , # ,+ # ) $ ( · ) : A * # :+ 2 7 * # ) + # , # ( 7 *, +$ , 7 $ * $ * + ,( < = 7 $ $ ( ) ) # $ $ ( ,7 * $ $ # , $ $ 5 $ = # ( # $ , # , $ # ( )) # ) I 29 · ) : =4 A >+ $ . + $# ( 2 " 'H $ 7 · )C41 A% + $ # 2 " '( # ) *) ) H 3 $ ; O! O #, ,( $ , # ! + # / (#( # 0 ( ( 6 , G # G 2 $ $ $ ) 2 ) # ( $ $ ! + ) , ) $ # - $ ) ( ! # $ ( # , - $, +$ , # * # # ) ( # , ) # # + + ( # ! , (6 , < # $ + , ) ,I · ) : =4 A >+ * 2" , ( * +) , * ) # ( · 8 : A$ %+ # (#( ) $. # / (#( 0 ( # # # )< , ( * +$ * /( ( ( 0 ) G +) $ ) $ , +) # # ( ) $ . ( · ) A$% A < ) 2 "( ## # 2" < , $ $ $ # ) ,( 7 $ ( ## 2" $ # 2" ( · ) : =4 A >+ ) # ! ( · ) * ! A% + # $ ) # ) $ $ 2" G , ( ## 2" *) # 8 # ( 2" ) ! ( ( $ ( · )= 4 A + # ( 2" ( # ( 2" , # # $ $ # # * ( , + 30 ,( ) ) # G G # ( · ) : =4 A >+ * ) (6 , 2 "( · )C41 A% + G , 2" ) G G * ) , # , 2 "I · ) 4 A' % + ) + +) # ) #$ ( $, ( : G + # * $ # ( ( * (1 # ) $ * ( · ) A$% + ) *) 2" ( · ) : =4 A >+ # , 2" , $ ,( , & · : ) ! 04 A $% + . ! / ( !0 !) * , ( # ) 5 # # ,5 " ) G # 5 , 5 ! , 7 #+ $ ( ( ! - ( !) # ) + * * ! . ,( - - # . · = ) 4 A + , G # " N) ) ( ) # . ( $ ( # * ( $ # . , + G ( ) ) * . "( * >! $ ) . + ) ) ( /# !& · ) : =4 A >+ *( ) #( G ) $ 2" ( · )= :$ A % + * . ( ( # >! * . < $, ( 31 %E 2 ! % % % % 2 % (- 1 +,,- F F (7 # # .4 7 7 % ( * .! ! . $ , * ? ( # . # . $ , * B (> 4 # . ! ?+ 7 E *! ,. # ! ' ( T! U " #. - 4! C (1 1 . >! >! P (Q . , >! >! D (V 1 >! F& (8 # 8 . # . $ , ) FF ( 7 F% (> 2 * . - ! F? ( " #. , + ! ! FB ( * . - - FE (8 # . $ , ! ! F' ( #. + ! !! 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( & $ %& '+ 4 , ) + $ * + ( (+ ,# + .# # = +$ .# # = + ,+ $ # ( $ $, 4 ! /4 + ! 0) 4 , ( - 4 # ' $ & %& C( # # # . 4 4 + / 440) $, 4 ( * . ; . +,,- () . 7 :. * & %& E+ 4 44 $ # /4 ,+ 4 + 8# 0 $ # # ( & %& C+ " # ) & , %& C+ - # # # & F& + %& C.%& + # ) +HCI2 ( # - $ , # + # # # ) * # + ) * ) : # $ # 2 ( & %& B3 V.! + (%& 3 & ? $ & %& B+ 4 ( + E& 4 # - + ) ) $, :! + , + $ $, ( + # $ $ # # ) #? # #( · 4 + 4 )9GH+,,-H 2# + ) ) + # = + + # +) $, 1 "5 · + , # # = # + * ) , . $ ) ,) $ # # 5 ·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urrent donors to the TFF include: The Netherlands, Finland, Switzerland and Sweden 37 ( 7 44 , , # 4 ( # $ # + # 44 # / , ) 4 ( ! 0 # # %D > ,+ 7 - ( " # - ) # FD ) # $, ( - +) $ YB('C +) H/0 # # , # , ) , ,5 / 0 # . # 8 # 5 / 0 # . , . 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