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The foundations of financial inclusion : understanding ownership and use of formal accounts (English)

Financial inclusion -- defined here as the use of formal accounts -- can bring many welfare benefits to individuals. Yet the authors know very little about the factors underpinning financial inclusion across individuals and countries. Using data for 123 countries and over 124,000 individuals, this paper tries to understand the individual and country characteristics associated with the use of formal accounts and what policies are effective among ...
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Allen, Franklin; Demirguc-Kunt, Asli; Klapper, Leora; Martinez Peria, Maria Soledad.

The foundations of financial inclusion : understanding ownership and use of formal accounts (English). Policy Research working paper ; no. WPS 6290 Washington, D.C. : World Bank Group. http://documents.worldbank.org/curated/en/348241468329061640/The-foundations-of-financial-inclusion-understanding-ownership-and-use-of-formal-accounts

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