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                                        December 6,1989
The Minister for Development
Cooperation of The Netherlands
Ministry of Foreign Affairs
Bezuidenhoutseweg 67
P. 0. Box 20061
2500 EB The Hague
The Netherlands
               Re:  The Gambia - Credit-No. 2032-GH
                    (Second Structural Adjustment Credit)
                    Amendment of Schedule to Arrangements for
                    the Administration of certain funds to be
                    made available by the Minister for
                    Development Cooperation of The Netherlands
Excellency:
     The International Development Association (the Association)
hereby agrees to the request of The Netherlands' Authorities, dated
November 2, 1989, to amend the Schedule to the above-named
Arrangements, dated December 11, 1986, between the Minister of
Development Cooperation of The Netherlands and the Association in
order to include in the projects listed in that Schedule (the Grants
for which the Association agrees to act as Administrator) the
following new Project:
                                   Supporting     Part of
                                   World Bank     Project/
                                   Loan/Credit    Program
                                   Agreement      to be
                                   Loan/Credit    financed
          Project/  Grant Amount   Agreement      out of
Country   Program   (Df1)                         Grant
The       Second    5 million      2032-GM        General"
Republic  Structural
of The    Adjustment
Gambia    Credit
     This Amendment shall be deemed to have come into force as of
the date of this letter.
                   Very truly yours,
         INTERNATIONAL DEVELOPMENT ASSOCIATION
                  Michael J. Gillette
                       Director
                  Sahelian Department
                     Africa Region