firm dynamics and productivity growth; world development indicator; high level of dispersion; volatility of interest rate; government ownership of bank; long term interest ...  See More + rate; high public sector debt; efficient allocation of resource; global financial crisis; access to finance; allocation of capital; credit policy; Credit policies; total factor productivity; cost of capital; case of failure; cost of fund; market interest rate; regional development bank; Cash flow; export of capital; cost of finance; allocation of credit; long-term interest rate; high reserve requirement; real interest rate; long term investment; government and business; share of capital; source capital; balance of payment; foreign debt crisis; financial sector regulator; commercial bank lending; high productivity growth; maturity of loan; long term finance; room for adjustment; impact on productivity; real estate financing; rural credit market; high default risk; share of labor; cost of credit; public bank; direct credit; subsidized credit; total credit; financial market; aggregate productivity; fiscal cost; insolvency framework; credit system; savings account; federal government; financial intermediation; investment outlay; Wage Bill; lending rate; entry rate; net effect; private finance; government intervention; internal finance; empirical method; empirical model; low-income entrepreneurs; incentive program; market rate; standard error; government bond; demand deposit; real return; free market; monetary policy; subsidized rate; aggregate investment; private bank; rural activity; state bank; market capitalization; outstanding credit; domestic credit; financing obstacle; External Finance; political consideration; inflation rate; forced saving; demand elasticity; social program; Consulting services; unemployment insurance; formal employment; political profile; business model; market failure; financial inclusion; interest margin; lending volume; lending behavior; productive sector; fiscal support; National Treasury; political parties; base year; long-term lending; Labor Market; capital owner; downside risk; entrepreneurial behavior; risk-averse individual; credit account; political motivation; measure output; unemployment benefit; creating job; crowding out; recovery rate; high inflation; insolvency procedure; lowering barrier; national saving; capital coefficient; market power; banking system; bank accounting; fiscal commitment; equivalent measure; public subsidy; public credit; interest expenses; capital expenditure; unemployed worker; market imperfection; benchmark value; financial fragility; external financing; allocative efficiency; investment level; standard deviation; productivity performance; interaction coefficient; financial allocation; implicit subsidy; direct subsidy; firm performance; Direct Subsidies; short maturity; income generation; treasury lending; positive impact; policy tool; residential housing; inconclusive evidence; rural loan; labor intensity; performance variable; small manufacturing; methodological approach; Energy Sector; housing credit; financial instability; institutional factor; bank spread; high spread; agricultural loan; firm size; agricultural activity; manufacturing sector; brazilian society; Agriculture Finance; free credit; fiscal spending; business support; government lending; family labor; federal level; negative effect; credit registry; borrowing cost; counterfactual group; subsequent section; fixed asset; agriculture sector; political party; financially dependent; savings option; Job Creation; inverse relationship; inflation expectation; Fixed Assets; working capital; credit crunch; enterprise finance; reform priorities; housing finance; input use; input cost; tax break; low-income housing; business cycle; investment board; bond market; political candidate; improved resource; fiscal consolidation; long-term financing; private capital; mezzanine debt; deliberation council; investment advisory; Public-Private Partnership  See Less -