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Mobile banking in Indonesia : assessing the market potential for mobile technology to extend bankingto the unbanked and underbanked (English)

Demand for mobile banking services, transformational or otherwise, can be ranked in the following order: top-up; bill payments; transfers; remittance; and transactions. The more serious impediments to access arise from high monthly fees and high minimum account balances. Most banks intentionally structure their interest payments on deposits and monthly fees in a way that discourages small deposits. Banks do this because small accounts are a costly...
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Mobile banking in Indonesia : assessing the market potential for mobile technology to extend bankingto the unbanked and underbanked (English). Washington, D.C. : World Bank Group. http://documents.worldbank.org/curated/en/728801495012734121

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