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What have we learned from the enterprise surveys regarding access to credit by SMEs ? (English)

Using a unique firm level data set -- the Enterprise Surveys -- this paper develops a new measure of credit-constrained status for firms using hard data instead of perceptions data. The paper classifies firms into four ordinal categories: Not Credit Constrained, Maybe Credit Constrained, Partially Credit Constrained, and Fully Credit Constrained to understand the characteristics of the firms that fall into each group. Comparable data from the Enterprise...
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Kuntchev,Veselin; Ramalho,Rita; Rodriguez Meza,Jorge Luis; Yang,Judy.

What have we learned from the enterprise surveys regarding access to credit by SMEs ? (English). Policy Research working paper ; no. WPS 6670 Washington, DC: World Bank. http://documents.worldbank.org/curated/en/785801468148496192

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