Seasonality of rural finance (English)

Simultaneity of borrowing, withdrawal of savings, and loan defaults due to the pronounced seasonality of ag-riculture often leads to investment failure of rural financial institutions. Lack of borrowing leads to lack of in-come- and consumption-smoothing, and in turn, causes inefficient resource allocation by rural households. Financial institutions that are active in rural areas take different measures to address the covariate risks in in-termediation...

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Author

Khandker,Shahidur R.;

Samad,Hussain A.;

Badruddoza,Syed;
Document Date
2017/02/28
Document Type
Policy Research Working Paper
Report Number
WPS7986
Volume No
1
Total Volume(s)
1
Country
Bangladesh,
Region
South Asia,
Disclosure Date
2017/02/28
Disclosure Status
Disclosed
Doc Name
Seasonality of rural finance
Keywords
lean season

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Citation

Khandker,Shahidur R.; Samad,Hussain A.; Badruddoza,Syed.

Seasonality of rural finance (English). Policy Research working paper|no. WPS 7986 Washington, D.C. : World Bank Group. http://documents.worldbank.org/curated/en/957611488291742296

Seasonality of rural finance (English)

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