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The Causal Mechanism of Financial Education : Evidence from Mediation Analysis (English)

This paper uses a field experiment in India with multiple financial education treatments to investigate the causal mechanisms between financial education and financial behavior. ... See More +

Policy Research Working Paper WPS8619 OCT 22, 2018

Carpena,Fenella; Zia,Bilal Husnain Disclosed

The ABCs of financial education : experimental evidence on attitudes, behavior, and cognitive biases (English)

Financial literacy - the ability to make informed decisions regarding money - plays a critical role in ensuring both the well-being of households and the stability of the financial system. ... See More +

Brief 112655 FEB 01, 2017

Carpena,Fenella; Cole,Shawn A.; Shapiro,Jeremy; Zia,Bilal Husnain Disclosed

The ABCs of financial education : experimental evidence on attitudes, behavior, and cognitive biases (English)

This paper uses a large scale field experiment in India to study attitudinal, behavioral, and cognitive constraints that stymie the link between financial education and financial outcomes. ... See More +

Policy Research Working Paper WPS7413 SEP 15, 2015

Carpena,Fenella; Cole,Shawn A.; Shapiro,Jeremy; Zia,Bilal Husnain Disclosed

The World Bank economic review 27 (3); (English)

This paper is organized in following headings: water nationalization and service quality;mass media and public policy: global evidence from agricultural policies; liability structure in small-scale finance: evidence from a natural experiment; symposium on financial structure and development; financial structure and economic development: a reassessment; the evolving importance of banks and securities markets; notes on financial system development and political intervention; financial development: structure and dynamics; job growth and finance: are some financial institutions better suited to the early stages of development than others? ... See More +

Publication 113047 JAN 01, 2013

Borraz,Fernando; González Pampillón, Nicolás; Olarreaga,Marcelo; Olper,Alessandro; Swinnen,Johan F. M.; Carpena,Fenella; Cole,Shawn Allen; Shapiro,Jeremy; Zia,Bilal Husnain; Cull,Robert J.; Demirgüc¸Asli; Yifu Lin,Justin; Demirguc-Kunt,Asli; Song,Fenghua; Thakor,Anjan; De La Torre Anglada,Jordi; Feyen,Erik H.B.; Ize,Alain; Xu,L. Colin Disclosed

Liability structure in small-scale finance : evidence from a natural experiment (English)

Microfinance, the provision of small individual and business loans, has experienced dramatic growth, reaching over 150 million borrowers worldwide. ... See More +

Journal Article 112389 DEC 04, 2012

Carpena,Fenella; Cole,Shawn A.; Shapiro,Jeremy; Zia,Bilal Husnain Disclosed

Unpacking the causal chain of financial literacy (English)

A growing body of literature examines the causal impact of financial literacy on individual, household, and firm level outcomes. This paper unpacks the mechanism of impact by focusing on the first link in the causal chain. ... See More +

Policy Research Working Paper WPS5798 SEP 01, 2011

Carpena, Fenella; Cole, Shawn; Shapiro, Jeremy; Zia, Bilal Disclosed

Liability structure in small-scale finance : evidence from a natural experimen (English)

Microfinance, the provision of small individual and business loans, has witnessed dramatic growth, reaching over 150 million borrowers worldwide. ... See More +

Policy Research Working Paper WPS5427 SEP 01, 2010

Carpena, Fenella; Cole, Shawn; Shapiro, Jeremy; Zia, Bilal Disclosed