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Endowment Effects and Usage of Financial Products : Field Evidence from Malawi (English)

When offered a choice between two savings accounts, prior account holders are significantly less likely to switch to a cheaper account, compared with new subjects without a prior account. ... See More +

Policy Research Working Paper WPS8576 SEP 05, 2018

Gine,Xavier; Goldberg,Jessica Ann Disclosed

Savings defaults and payment delays for cash transfers: field experimental evidence from Malawi (English)

Financial products and transfer schemes are often designed to help individuals improve welfare by following through on intertemporal plans. This paper implements an artefactual field experiment in Malawi to test the ability of households to manage a cash windfall. ... See More +

Policy Research Working Paper WPS7807 AUG 31, 2016

Brune,Lasse Florian; Gine,Xavier; Goldberg,Jessica Ann; Yang,Dean Disclosed

Direct and indirect effects of Malawi’s public works program on food security (English)

Labor-intensive public works programs are important social protection tools in low-income settings, intended to supplement income of poor households and improve public infrastructure. ... See More +

Policy Research Working Paper WPS7505 DEC 02, 2015

Beegle,Kathleen G.; Galasso,Emanuela; Goldberg,Jessica Ann Disclosed

Are rural road investments alone sufficient to generate transport flows? Lessons from a randomized experiment in rural Malawi and policy implications (English)

This brief summarizes the results of a gender impact evaluation study, entitled Are rural road investments alone sufficient to generate transport flows? ... See More +

Brief 81200 AUG 14, 2013

Raballand, Gael; Thornton, Rebecca; Yang, Dean; Goldberg, Jessica; Keleher, Niall; Muller, Annika Disclosed

Revising commitments : field evidence on the adjustment of prior choices (English)

The very poor in developing countries often make intertemporal choices that seem at odds with their individual self-interest. There are many possible reasons why. ... See More +

Policy Research Working Paper WPS6093 JUN 01, 2012

Gine, Xavier; Goldberg, Jessica; Silverman, Dan; Yang, Dean Disclosed

Commitments to save : a field experiment in rural Malawi (English)

This paper reports the results of a field experiment that randomly assigned smallholder cash crop farmers formal savings accounts. In collaboration with a microfinance institution in Malawi, the authors tested two primary treatments, offering either: 1) "ordinary" accounts, or 2) both ordinary and "commitment" accounts. ... See More +

Policy Research Working Paper WPS5748 AUG 01, 2011

Brune, Lasse; Gine, Xavier; Goldberg, Jessica; Yang, Dean Disclosed

Are rural road investments alone sufficient to generate transport flows ? lessons from a randomized experiment in rural Malawi and policy implications (English)

This paper draws lessons from an original randomized experiment in Malawi. In order to understand why roads in relatively good condition in rural areas may not be used by buses, a minibus service was subsidized over a six-month period over a distance of 20 kilometers to serve five villages. ... See More +

Policy Research Working Paper WPS5535 JAN 01, 2011

Raballand, Gael; Thornton, Rebecca; Yang, Dean; Goldberg, Jessica; Keleher, Niall; Muller, Annika Disclosed

Identification strategy : a field experiment on dynamic incentives in rural credit markets (English)

How do borrowers respond to improvements in a lender's ability to punish defaulters? This paper reports the results of a randomized field experiment in rural Malawi that examines the impact of fingerprinting borrowers in a context where a unique identification system is absent. ... See More +

Policy Research Working Paper WPS5438 OCT 01, 2010

Gine, Xavier; Goldberg, Jessica; Yang, Dean Disclosed