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The Impact of Mobile Money on Poor Rural Households : Experimental Evidence from Uganda (English)

This paper studies the effect of rolling out mobile money agents in rural Northern Uganda. In a randomized experiment, 168 areas were randomly selected to receive an agent in 2017, with another 163 areas serving as a control group. ... See More +

Policy Research Working Paper WPS8913 JUN 25, 2019

Wieser,Christina; Bruhn,Miriam; Kinzinger,Johannes Philipp; Ruckteschler,Christian Simon; Heitmann,Soren Disclosed

Small Businesses and Digital Financial Services – Predictive Modelling and Segmentation for Market Sizing and Product Design (English)

Micro, Small, and Medium-Sized Enterprises are the backbone of vibrant and dynamic economies. But they are sometimes hard for financial institutions to identify because of the methods they use to conduct their transactions. ... See More +

Working Paper 137301 APR 01, 2019

Buri,Sinja; Van Der Westhuizen,Morne; Heitmann,Soren Disclosed

Poverty Estimation with Satellite Imagery at Neighborhood Levels : Results and Lessons for Financial Inclusion from Ghana and Uganda (English)

By successfully reaching historically underserved and vulnerable populations such as women, the poor, and people living in rural communities, Digital Financial Services have contributed to unprecedented growth in financial inclusion in Sub-Saharan Africa during the past decade. ... See More +

Working Paper 137300 APR 01, 2019

Heitmann,Soren; Buri,Sinja Disclosed

Do Agent Networks Help to Boost Savings? – Effects on Institutional Deposit Mobilization and Customer Saving Behavior (English)

Savings benefit both the providers of Digital Financial Services (DFS) and their customers. Customers who use DFS accounts to save money can improve their financial resilience, build a buffer against income shocks, and be in a better position to invest and engage in long-term financial planning. ... See More +

Working Paper 137296 MAR 01, 2019

Buri,Sinja; Reitzug,Fabian; Heitmann,Soren; De Araujo Marinho Filho,Eduardo Celso Disclosed

Women and Digital Financial Services in Sub-Saharan Africa : Understanding the Challenges and Harnessing the Opportunities (English)

Economies achieve their highest potential when all citizens can participate fully and without discrimination. Economic exclusion means lost opportunities, with significant negative consequences for individuals and families, as well as the broader economy. ... See More +

Working Paper 134167 DEC 01, 2018

Chamboko,Richard; Heitmann,Soren; Van Der Westhuizen,Morne Disclosed

Banking on the Future : Youth and Digital Financial Services in Sub-Saharan Africa - Field Note 9 : Banking on the Future : Youth and Digital Financial Services in Sub-Saharan Africa (English)

Young Africans are less likely to have a bank account than adults on the continent. At the same time, they are more likely to have a mobile phone, try out new things and be aware of digital channels. ... See More +

Brief 134164 DEC 01, 2018

Heitmann,Soren; Peterson,Zenobia Whitney Sharee; Kinzinger,Johannes Philipp Disclosed

The pros and cons of agent banking : evidence from Senegal (English)

This study seeks to estimate the effects of access to agent banking on opening and usage of a savings account in urban and peri-urban areas in Senegal. ... See More +

Brief 126040 MAY 01, 2018

Buri,Sinja; Cull,Robert J.; Giné, Xavier; Harten,Sven; Heitmann,Soren Disclosed

Digital access : the future of financial inclusion in Africa (English)

At the time, only about a quarter of adult Africans enjoyed the benefits of access to the financial tools required to be able to grow small-scale businesses, plan for future household expenses, make investments in schooling and health, and cope with emergencies. ... See More +

Working Paper 128850 MAY 01, 2018

Bille,Fahima Said; Buri,Sinja; Crenn,Tiphaine A.; Denyes,Lesley Sarah; Hassam,Chabir Vali Taibo; Heitmann,Soren; Koblank, Anna; Leonard,Matthew Scott; Lonie, Susie; Maiga,Aliou; Martinez,Meritxell; Mudiri,Joseck Roudolf Luminzu; Mukoma,Lovy Yoha; Musa,Omoneka J.; Muzondo,Wellington; Mwangi,Patricia; Naouar,Riadh; Ngahu,John Irungu; Oroko,Everlyn Iminza; Ramji,Minakshi Disclosed

Banking with agents : experimental evidence from Senegal (English)

This paper uses a randomized controlled trial to study the effects of access to agent banking. Individuals were encouraged to open an account and transact at a banking agent or a branch of a financial institution. ... See More +

Policy Research Working Paper WPS8417 APR 19, 2018

Buri,Sinja; Cull,Robert J.; Gine,Xavier; Harten,Sven; Heitmann,Soren Disclosed

Data analytics and digital financial services : handbook (English)

Data is a term used to describe pieces of information, facts, or statistics that have been gathered for any kind of analysis or reference purpose. ... See More +

Publication 128220 JAN 01, 2017

Caire,Dean Eduard; Camiciotti,Leonardo; Heitmann,Soren; Lonie,Susie; Racca,Christian; Ramji,Minakshi; Xu,Qiuyan French, Spanish Disclosed

Settling down into a long-term partnership : successful relationships for sustainable clients (English)

After many years delivering corporate governance programs in Europe and Central Asia with in-house staff only, International Finance Corporation (IFC) moved to the next level with the objective of building local capacity to ensure the sustainability of corporate governance services in the market. ... See More +

Brief 84354 DEC 01, 2013

Orton, Oliver; Heitmann, Soren Disclosed

Inclusive business models : guide to the inclusive business models in IFC's portfolio : 変革をもたらすビジネスモデル IFCとインクルーシブ・ビジネス : ケース・スタディ (Japanese)

This Inclusive business models : guide to the inclusive business models in International Finance Corporations (IFC's) portfolio includes various client case studies. ... See More +

Working Paper 74494 JAN 10, 2012

Baptista,Piya; Coutinho,Daniel; Dolan,Jonathan J.; Durier,Sabine; Geaneotes,Alexis; Heitmann,Soren; Jenkins, Beth; Lee,Samuel Phillips; Sabino,Marcela English Disclosed

Inclusive business models : guide to the inclusive business models in IFC's portfolio (English)

This Inclusive business models : guide to the inclusive business models in International Finance Corporations (IFC's) portfolio includes various client case studies. ... See More +

Working Paper 74494 JAN 01, 2011

Baptista,Piya; Coutinho,Daniel; Dolan,Jonathan J.; Durier,Sabine; Geaneotes,Alexis; Heitmann,Soren; Jenkins, Beth; Lee,Samuel Phillips; Sabino,Marcela Japanese Disclosed

Mobile Money Summit 2010 : unleashing the power of convergence to advance mobile money ecosystems (English)

The 2010 Mobile Money Summit marked an important moment in the evolution of the mobile financial services ecosystem. No longer is mobile money an enticing possibility or an unproven concept. ... See More +

Working Paper 57510 OCT 26, 2010

Baptista, Piya; Heitmann, Soren Disclosed

Title Document Date Report No. Document Type Also available in
The Impact of Mobile Money on Poor Rural Households : Experimental Evidence from Uganda (English)
See More +
JUN 25, 2019 WPS8913 Policy Research Working Paper
Small Businesses and Digital Financial Services – Predictive Modelling and Segmentation for Market Sizing and Product Design (English)
See More +
APR 01, 2019 137301 Working Paper
Poverty Estimation with Satellite Imagery at Neighborhood Levels : Results and Lessons for Financial Inclusion from Ghana and Uganda (English)
See More +
APR 01, 2019 137300 Working Paper
Do Agent Networks Help to Boost Savings? – Effects on Institutional Deposit Mobilization and Customer Saving Behavior (English)
See More +
MAR 01, 2019 137296 Working Paper
Women and Digital Financial Services in Sub-Saharan Africa : Understanding the Challenges and Harnessing the Opportunities (English)
See More +
DEC 01, 2018 134167 Working Paper
Banking on the Future : Youth and Digital Financial Services in Sub-Saharan Africa - Field Note 9 : Banking on the Future : Youth and Digital Financial Services in Sub-Saharan Africa (English)
See More +
DEC 01, 2018 134164 Brief
The pros and cons of agent banking : evidence from Senegal (English)
See More +
MAY 01, 2018 126040 Brief
Digital access : the future of financial inclusion in Africa (English)
See More +
MAY 01, 2018 128850 Working Paper
Banking with agents : experimental evidence from Senegal (English)
See More +
APR 19, 2018 WPS8417 Policy Research Working Paper
Data analytics and digital financial services : handbook (English)
See More +
JAN 01, 2017 128220 Publication French, Spanish
Settling down into a long-term partnership : successful relationships for sustainable clients (English)
See More +
DEC 01, 2013 84354 Brief
Inclusive business models : guide to the inclusive business models in IFC's portfolio : 変革をもたらすビジネスモデル IFCとインクルーシブ・ビジネス : ケース・スタディ (Japanese)
See More +
JAN 10, 2012 74494 Working Paper English
Inclusive business models : guide to the inclusive business models in IFC's portfolio (English)
See More +
JAN 01, 2011 74494 Working Paper Japanese
Mobile Money Summit 2010 : unleashing the power of convergence to advance mobile money ecosystems (English)
See More +
OCT 26, 2010 57510 Working Paper