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Are psychometric tools a viable screening method for small and medium-size enterprise lending ? evidence from Peru (English)

This study collaborated with the Entrepreneurial Finance Lab and a large bank in Peru to use psychometrics for small and medium-size enterprise lending. ... See More +

Policy Research Working Paper WPS8276 DEC 14, 2017

Arraiz,Irani; Bruhn,Miriam; Ruiz Ortega,Claudia; Stucchi,Rodolfo Mario Disclosed

Psychometrics as a tool to improve access to credit (English)

Small and medium enterprises (SMEs) often face greater credit constraints than large firms because they lack audited financial statements and other information about their operations, and as a result, financial institutions have difficulties assessing the risk of lending to them. ... See More +

Brief 104019 MAR 01, 2016

Arráiz,Irani; Bruhn,Miriam; Stucchi,Rodolfo Mario Disclosed

Psychometrics as a tool to improve screening and access to credit (English)

This paper studies the use of psychometric tests, which were designed by the Entrepreneurial Finance Lab as a tool to screen out high credit risk and potentially increase access to credit for small business owners in Peru. ... See More +

Policy Research Working Paper WPS7506 DEC 03, 2015

Arráiz,Irani; Bruhn,Miriam; Stucchi,Rodolfo Mario Disclosed