Public Disclosure Copy The World Bank Implementation Status & Results Report AF Rural Enterprise Development Program (P110407) AF Rural Enterprise Development Program (P110407) SOUTH ASIA | Afghanistan | Agriculture Global Practice | IBRD/IDA | Specific Investment Loan | FY 2010 | Seq No: 14 | ARCHIVED on 15-Feb-2017 | ISR26424 | Implementing Agencies: Key Dates Key Project Dates Bank Approval Date:09-Mar-2010 Effectiveness Date:14-Jun-2010 Planned Mid Term Review Date:03-Sep-2012 Actual Mid-Term Review Date:01-Oct-2012 Original Closing Date:01-Jan-2015 Revised Closing Date:30-Jun-2017 Project Development Objectives Project Development Objective (from Project Appraisal Document) Increased income and sustainable employment opportunities for men and women through supported rural enterprises. Has the Project Development Objective been changed since Board Approval of the Project Objective? No PHRPDODEL Components Name Community-based Enterprise Development (Original Estimates: US $37.35, Revised: US $ 11.4 m):(Cost $11.40 M) Component B: SME Development (Original estimates: US $ 23.3m, Revised: US $ 6m):(Cost $6.00 M) Component C: Project Implementation Support (Original estimates US $ 27.59: Revised to US$17.7 m):(Cost $17.70 M) Overall Ratings Name Previous Rating Current Rating Progress towards achievement of PDO  Satisfactory  Satisfactory Overall Implementation Progress (IP)  Satisfactory  Satisfactory Overall Risk Rating  Moderate  Moderate 2/15/2017 Page 1 of 10 Public Disclosure Copy Public Disclosure Copy The World Bank Implementation Status & Results Report AF Rural Enterprise Development Program (P110407) Implementation Status and Key Decisions Community-Based Enterprise Development Component: Under this component, the program stopped the formation of new savings groups, enterprise groups and producer associations. A significant amount of loans and savings were recorded since May 2016. While the communities did continue to form village saving and loan associations (VSLAs) the program, being in a consolidation mode, was not able to provide the seed capital to these newly formed VSLAs A total of 137 VSLAs have been verified to meet the seed capital criteria and will receive the funds in the next three months, subject to the fund availability. The program also continued the training, mentoring and capacity building activities for the SGs and EGs through the Business Development Service Providers (BDSPs). SME Development: Business training and market linkage support continued throughout the last five months. These included i) provision of business standardization materials to 102 SMEs in form of labels, business cards, stamps and calendars, ii) provision of technical know-how training to 285 beneficiaries from 128 EGs by 6 different SMEs, iii) participation of 11 female SMEs at the ASIAN Bazar in India leader to sales of more than 3 million Afs. Since May 2016, 11 more SMEs have been graduated and introduced to the Ministry of Commerce and Industry as meeting their criteria for further technical support. In addition, 140 SMEs were supported in registering with FACT and ACCI. Employment Effects of AREDP on Female Beneficiaries: The ultimate goal of AREDP is to improve employment and income-generating opportunities for the rural people – both male and female – through the development of integrated value-chains in rural areas. AREDP heavily benefited women – who represent 55 percent of total beneficiaries, 63 percent of beneficiaries in Enterprise Groups, 54 percent of beneficiaries in Saving Groups, and 13 percent of beneficiaries in SMEs. This is reflected in an upcoming study on Jobs from Agriculture and a 2015 impact assessment of AREDP on rural women entrepreneurs. Nomads (Koochies) and Persons with Different Abilities (PwDs): In 2014, AREDP began working with Koochies (pastoral nomads) and Persons with Different abilities (PWDs), lacking access to many social and economic development opportunities. 136 enterprises run by PWDs and 98 enterprises run by Koochies have been supported in the past six months. The mission discussed possibilities of supporting a new special target group i.e. IDPs and returnees. This was discussed in light of the current surge in the number of returnees from neighboring countries and the large number of internally displaced Afghans in the north mainly from Kunduz province. AREDP team will explore the possibilities of addressing livelihoods and improving economic engagement of these groups in the areas of its coverage mainly Nangarhar, Balkh and Herat. 2/15/2017 Page 2 of 10 Public Disclosure Copy Public Disclosure Copy The World Bank Implementation Status & Results Report AF Rural Enterprise Development Program (P110407) Risks Systematic Operations Risk-rating Tool Risk Category Rating at Approval Previous Rating Current Rating Political and Governance  --  Substantial  Substantial Macroeconomic  --  Substantial  Substantial Sector Strategies and Policies  --  Substantial  Substantial Technical Design of Project or Program  --  Low  Low Institutional Capacity for Implementation and Sustainability  --  Moderate  Moderate Fiduciary  --  Substantial  Substantial Environment and Social  --  Moderate  Moderate Stakeholders  --  Moderate  Moderate Other  --  High  High Overall  --  Moderate  Moderate Results Project Development Objective Indicators PHINDPDOTBL  60% of Enterprise Groups (EGs) will have increased their net revenues by over 20%. At least 50% female. (Text, Custom) Baseline Actual (Previous) Actual (Current) End Target 60% of 82% overall Value 1.00 64% overall Enterprise of this, 63% female Groups Date 14-Jun-2010 31-Mar-2016 31-Oct-2016 30-Jun-2017 Comments This indicator was revised during the Additional Financing and the target increased from 40% to 60% of enterprises that show improvement in net revenue by at least 20%. Target for women enterprises increased from 35% to 50%. PHINDPDOTBL  At least 35% of participating enterprises will have increased direct and/or indirect employment by at least 30% (Of these at least 35% will be women) (Text, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 1.00 59% overall 36% overall At least 35% of 2/15/2017 Page 3 of 10 Public Disclosure Copy Public Disclosure Copy The World Bank Implementation Status & Results Report AF Rural Enterprise Development Program (P110407) of this, 59% female participating SMEs and EGs or their members will have increased direct or indirect employment by at least 30%. Of these at least 50% will be women. Date 14-Jun-2010 31-Mar-2016 31-Oct-2016 30-Jun-2017 Comments This indicator was revised during the Additional Financing. The target has been moved up given that actual results surpassed the original targets. PHINDPDOTBL  80% of EGs supported by the Project will still be operating 2 years after start up. At least 35% will be female (Text, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 1.00 91% 94% 80% of EGs Date 14-Jun-2010 31-Jul-2015 31-Oct-2016 30-Jun-2017 Comments The target was scaled up from 40% to 80%. PHINDPDOTBL  Direct project beneficiaries (Number, Core) Baseline Actual (Previous) Actual (Current) End Target Value 1.00 69,427.00 69,427.00 68,500.00 Date 14-Jun-2010 31-Mar-2016 31-Oct-2016 30-Jun-2017 2/15/2017 Page 4 of 10 Public Disclosure Copy Public Disclosure Copy The World Bank Implementation Status & Results Report AF Rural Enterprise Development Program (P110407) Comments Target for percentage women beneficiaries increased from 35% to 50%. PHINDPDOTBL  Female beneficiaries (Percentage, Core Supplement) Baseline Actual (Previous) Actual (Current) End Target Value 1.00 52.20 56.00 50.00 PHINDPDOTBL  At least 90% of project beneficiaries have access to financial services (Percentage, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 1.00 95.00 100.00 90.00 Date 14-Jun-2010 31-Jul-2015 31-Oct-2016 30-Jun-2017 Comments Target was revised and increased from 60% to 90%. Overall Comments Intermediate Results Indicators 2/15/2017 Page 5 of 10 Public Disclosure Copy Public Disclosure Copy The World Bank Implementation Status & Results Report AF Rural Enterprise Development Program (P110407) PHINDIRITBL  25% of SG members have accessed and repaid loans (Text, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 1.00 79% 37% 25% SGs Date 14-Jun-2010 31-Jul-2015 14-Nov-2016 30-Jun-2017 PHINDIRITBL  At least 70% of viable SGs federate into VSLAs (Text, Custom) Baseline Actual (Previous) Actual (Current) End Target 60% / Est. Value 1.00 70% 70% 3,900 SGs and 390 VSLAs Date 14-Jun-2010 31-Jul-2015 14-Nov-2016 01-Jan-2015 PHINDIRITBL  At least 30% increase in direct/and or indirect employment (Text, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 1.00 25.6% 25.6% 20% increase Date 14-Jun-2010 31-Jul-2015 13-Nov-2016 01-Jan-2015 PHINDIRITBL  VSLAs maintain at least 95% repayment rate on loans and at any given time have at least 60% of loanable funds (Text, Custom) Baseline Actual (Previous) Actual (Current) End Target 95% repayment Value 1.00 92% 92% rate. Date 14-Jun-2010 31-Jul-2015 14-Nov-2016 30-Jun-2017 2/15/2017 Page 6 of 10 Public Disclosure Copy Public Disclosure Copy The World Bank Implementation Status & Results Report AF Rural Enterprise Development Program (P110407) PHINDIRITBL  At least 60% SGs and 80% VSLAs receive seed capital (Percentage, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 1.00 30.00 38.00 60.00 Date 14-Jun-2010 31-Jul-2015 14-Nov-2016 30-Jun-2017 Comments Due to shortage of funds in the previous year, the percentage is low. PHINDIRITBL  At least 40% of loan-able funds are in circulation at any given time (Text, Custom) Baseline Actual (Previous) Actual (Current) End Target 40% of Value 1.00 65% 95% loanable funds Date 14-Jun-2010 31-Jul-2015 14-Nov-2016 30-Jun-2017 PHINDIRITBL  50% of the supported SMEs report increased net revenues (Percentage, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 1.00 77.00 77.00 50.00 Date 14-Jun-2010 31-Mar-2016 14-Nov-2016 30-Jun-2017 PHINDIRITBL  At least 15% of project supported SMEs are female owned (Percentage, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 1.00 15.00 13.00 15.00 Date 14-Jun-2010 31-Mar-2016 14-Nov-2016 30-Jun-2017 2/15/2017 Page 7 of 10 Public Disclosure Copy Public Disclosure Copy The World Bank Implementation Status & Results Report AF Rural Enterprise Development Program (P110407) PHINDIRITBL  Project management takes and records all necessary actions related to findings of regular monitoring, evaluation and learning reports (Text, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 1.00 90% 100% Satisfactory Date 14-Jun-2010 31-Jul-2015 14-Nov-2016 30-Jun-2017 PHINDIRITBL  All complaints received by Project and field staff are addressed within an established timeframe adn according to agreed standards (Text, Custom) Baseline Actual (Previous) Actual (Current) End Target 88% of the received 99% of the received Value No complaints complaints are complaints are 100% disposed addressed addressed Date 14-Jun-2010 31-Jul-2015 14-Nov-2016 30-Jun-2017 PHINDIRITBL  Project management's development and accreditation of technical and professional service providers results in at least 20 project supported BDS service providers providing paidfor services (Text, Custom) Baseline Actual (Previous) Actual (Current) End Target 20 standing offers for Value 0.00 176.00 20.00 services delivered/provin ces Date 14-Jun-2010 31-Jul-2015 14-Nov-2016 30-Jun-2017 Comments At average, 20 project supported business development service providers are paid for services in each province 2/15/2017 Page 8 of 10 Public Disclosure Copy Public Disclosure Copy The World Bank Implementation Status & Results Report AF Rural Enterprise Development Program (P110407) PHINDIRITBL  Project management satisfactorily addresses the findings of the statutory audit conductd by the Auditor General for all IDA- fonanced/managed projects; and findings from an additional commercial audit (Text, Custom) Baseline Actual (Previous) Actual (Current) End Target Findings Findings addressed Findings addressed Value No issues addressed within 3 months within 3 months within 3 months Date 14-Jun-2010 31-Jul-2015 14-Nov-2016 30-Jun-2017 Overall Comments Data on Financial Performance Disbursements (by loan) Project Loan/Credit/TF Status Currency Original Revised Cancelled Disbursed Undisbursed Disbursed P110407 IDA-H5310 Effective USD 30.00 30.00 0.00 28.38 0.02 95% P110407 TF-98045 Closed USD 16.00 6.23 9.77 6.23 0.00 100% P110407 TF-A3502 Effective USD 4.70 4.70 0.00 3.25 1.45 69% Key Dates (by loan) Project Loan/Credit/TF Status Approval Date Signing Date Effectiveness Date Orig. Closing Date Rev. Closing Date P110407 IDA-H5310 Effective 09-Mar-2010 11-Apr-2010 14-Jun-2010 01-Jan-2015 30-Jun-2017 P110407 TF-98045 Closed 27-Oct-2010 27-Oct-2010 27-Oct-2010 01-Jan-2015 01-Jan-2015 P110407 TF-A3502 Effective 11-Oct-2016 07-Nov-2016 07-Nov-2016 30-Jun-2017 30-Jun-2017 Cumulative Disbursements 2/15/2017 Page 9 of 10 Public Disclosure Copy Public Disclosure Copy The World Bank Implementation Status & Results Report AF Rural Enterprise Development Program (P110407) Restructuring History Level Approved on 18-Dec-2013 ,Level 2 Approved on 10-Dec-2015 Related Project(s) There are no related projects. 2/15/2017 Page 10 of 10 Public Disclosure Copy