There are many ways to structure mandatory private pension funds that rely on individual accounts. As in any market there are products and firms that provide them. Both are typically circumscribed by the government for public policy reasons. Relevant legislation will specify the agent responsible for making key choices as to who manages the money and where it is invested. As discussed below, the focus of decision-making in funded schemes varies widely...
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Second pillars - provider and product selection for funded individual accounts : Seconds piliers - selection de produit et de fournisseur pour les comptes individuels capitalises (French). World Bank pension reform primer series Washington, DC: World Bank. http://documents.worldbank.org/curated/en/414581468337881899