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Financial Inclusion Beyond Payments : Policy Considerations for Digital Savings - Technical Note (English)

The report discusses key policy issues that enable and constrain digital savings market development and offers policy considerations within the context of the G20’s High-Level Principles for Digital Financial Inclusion. Based on current market observations, three policy considerations seem most important for facilitating digital savings account deployments: Enable banking institutions to pursue digital savings partnerships with nonbank entities. Support the development of interoperability between banks and nonbank e-money issuers. Harmonize customer due diligence standards for emoney wallets and low-risk bank deposits.

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Citation

Allen,Jeffrey Stephen Ardic Alper,Oya Pinar Istuk,Ivor

Financial Inclusion Beyond Payments : Policy Considerations for Digital Savings - Technical Note (English). Washington, D.C. : World Bank Group. http://documents.worldbank.org/curated/en/467421555393243557/Financial-Inclusion-Beyond-Payments-Policy-Considerations-for-Digital-Savings-Technical-Note