The transition from a wholly public, pay-as-you go pension system to one where pensions are also provided by individual, privately managed pension accounts does not directly affect those receiving pensions at the time of the reform. Nevertheless, it could affect all current and future workers. A critical policy choice is whether these workers should be allowed, encouraged or forced to divert their pension contributions to the new private element...
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Switching : the role of choice in the transition to a funded pension system : Changement de systeme : le role du choix dans le passage a un systeme de retraite par capitalisation (French). World Bank pension reform primer series Washington, DC: World Bank. http://documents.worldbank.org/curated/en/514351468779672722