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Facilitating cross-border mobile banking in Southern Africa (English)

The use of mobile banking is an increasingly important component of national and regional economic development in Southern Africa. Mobile banking can help bring the large unbanked population into the formal financial sector, and can facilitate cross-border trade by easing the difficulty for small businesses and traders to make financial transactions. For mobile banking to reach its full potential in Southern Africa, however, African governments must establish more efficient regulatory frameworks and implement well-designed pilot programs to gain more insight into the challenges facing a full rollout of mobile banking.


  • Author

    Maimbo, Samuel Saranga, Tania Strychacz, Nicholas

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  • Country

    Southern Africa,

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  • Doc Name

    Facilitating cross-border mobile banking in Southern Africa

  • Keywords

    mobile banking;migrant;formal financial sector;Migration Policies;branchless banking;lack of access to technology;payment and settlement system;access to banking service;integration of labor markets;access to mobile banking;cross-border trade;access to financial service;number of migrants;formal financial service;point of service;efficient regulatory framework;Regional Economic Development;pilot program;informal labor sector;amounts of revenue;determinants of migration;cross-border financial flows;ease of use;family and friends;volume of trade;financial service provider;feminization of migration;migration skill;commercial banking sector;mobile phone access;financial sector specialist;access to finance;lack of skill;international financial transaction;foreign trade financing;Migration and Remittances;barriers to migration;lack of education;formal financial system;migration pattern;correspondent banking;informal channel;efficiency gain;cross-border transaction;financial market;payment system;cross-border traders;important component;migration flow;migrant remittance;telecommunications sector;cross-border mobility;



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Maimbo, Samuel Saranga, Tania Strychacz, Nicholas

Facilitating cross-border mobile banking in Southern Africa (English). Economic premise ; no. 26 Washington, D.C. : World Bank Group.