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Mexico: country-level savings assessment (English)

This report summarizes the results of the first test of the country savings assessment toolkit under development as part of CGAP's savings initiative. The purpose of the toolkit is to help government agencies, donors, and others to identify the opportunities and constraints of increasing poor people's access to high-quality deposit services in various countries. The methodology examines client demand for small-balance deposit services, and the ability of the financial system to satisfy this demand at three levels: financial institutions (micro), supporting infrastructure (meso), and policy (macro). It concludes with suggestions for possible strategies to improve the quality and quantity of deposit services available to poor and low-income households.

Details

  • Author

    Deshpande,Gauri Rani, Helms,Brigit S., Klaehn,Janette

  • Document Date

    2006/03/01

  • Document Type

    Working Paper

  • Report Number

    34094

  • Volume No

    1

  • Total Volume(s)

    1

  • Country

    Mexico,

  • Region

    Latin America & Caribbean,

  • Disclosure Date

    2010/07/01

  • Disclosure Status

    Disclosed

  • Doc Name

    Mexico: country-level savings assessment

  • Keywords

    Finance Sector;finance institution;economies of scale and scope;access to financial service;commercial bank;retail financial service;legal and regulatory framework;world development indicator;number of bank accounts;access to bank account;Rotating Savings and Credit;small deposit;early stage of development;financial service provider;savings mobilization;rural area;technical assistance program;formal financial institution;savings account;financial saving;economically active population;formal financial service;financial system;quality and quantity;access to account;formal financial sector;proof of residence;poor financial management;source of income;financial management capacity;cost of service;analysis of income;demand for saving;service delivery mechanism;demand deposit account;average account size;point of service;automatic teller machine;individual pension account;weak financial management;poor urban area;level of remittance;gross national income;state development bank;source income;conflicts of interest;stable fiscal policy;government credit line;terms of sale;access to mortgage;Leaving the Bank;point of access;saving institution;financially sound institution;access to deposit;financial education program;lack of interest;government development bank;average household income;short-term saving;subsidized credit;deposit service;savings service;public policy;financial cooperatives;traditional bank;branch penetration;minimum wage;savings product;payroll accounts;physical asset;rural population;low-income saver;low-income people;small saver;savings initiative;financial infrastructure;low-income worker;microfinance institution;deposit size;penetration level;urban population;financial product;transfer payment;middle class;basic consumption;assessment toolkit;nationwide survey;savings mechanism;low-income household;informal mechanism;payment system;savings capacity;financial crisis;minimum balance;commercial activity;remote community;adult population;government housing;employment survey;bank debt;household expense;market niche;bank penetration;liquidity management;birth certificate;international remittance;share purchase;savings instrument;government welfare;financial model;short-term liquidity;liquidity investment;construction material;financial intermediaries;credit union;local capacity;capital base;international consultant;national network;savings group;phone call;rural clients;International Phone Call;mystery shopping;utility bill;formal saving;financial instrument;long-term impact;bank product;credit system;capital share;household survey;loan product;government subsidy;Banking Regulation;education level;transaction service;scale deposit;savings pattern;innovative method;latent demand;total saving;economic stability;information resource;million people;cost structure;traditional credit;public confidence;support infrastructure;regulatory environment;product delivery;government intervention;macro level;financial inclusion;consumer education;human capacity;retail outlet;institutional culture;social security;private pension;positive impact;domestic saving;account holder;pay-as-you-go system;pension system;comparative advantage;private actor;regulatory regime;banking sector;government saving;small fraction;government transfer;penetration rate;real gdp;savings saving;daily demand;money market;upward pressure;composite indicator;fiscal deficit;systemic risk;deposit insurance;branch density;infrastructure service;real value;loan portfolio;excess liquidity;political will;low-income community;extreme poverty;savings cooperative;Rural Credit;credit approval;bank client;client analysis;small loan;large loans;bank operation;small-scale remittance;deposits account;remittance recipient;informal sector;land purchase;savings increase;steep decline;account number;lending company;Armed Forces;poor community;retail saving;formal regulation;village bank;geographical location;credit service;community institution;direct deposit;

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Citation

Deshpande,Gauri Rani Helms,Brigit S. Klaehn,Janette

Mexico: country-level savings assessment (English). Washington, D.C. : World Bank Group. http://documents.worldbank.org/curated/en/947941468279548529/Mexico-country-level-savings-assessment