Psychometrics as a tool to improve access to credit (English)

Small and medium enterprises (SMEs) often face greater credit constraints than large firms because they lack audited financial statements and other information about their operations, and as a result, financial institutions have difficulties assessing the risk of lending to them. The Entrepreneurial Finance Lab (EFL) has developed an alternative credit information tool, based on psychometrics, which can potentially be used by lenders to better screen...

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Author

Arráiz,Irani;

Bruhn,Miriam;

Stucchi,Rodolfo Mario;
Document Date
2016/03/01
Document Type
Brief
Report Number
104019
Volume No
1
Total Volume(s)
1
Country
Peru,
Region
Latin America and Caribbean,
Disclosure Date
2016/03/16
Disclosure Status
Disclosed
Doc Name
Psychometrics as a tool to improve access to credit
Keywords
small and medium enterprise

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Citation

Arráiz,Irani; Bruhn,Miriam; Stucchi,Rodolfo Mario.

Psychometrics as a tool to improve access to credit (English). Finance & PSD impact evaluation note|no. 35 Washington, D.C. : World Bank Group. http://documents.worldbank.org/curated/en/952711468000626702

Psychometrics as a tool to improve access to credit (English)

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