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Rapid Housing Sector Assessment : Sint Maarten (Inglês)

In September 2017, Hurricane Irma devastated housing on the island of Sint Maarten. Between January and March of 2019, a World Bank team carried out this Rapid Housing Sector Diagnostic. The Diagnostic is based on information gathered during a one-week mission to Sint Maarten, desktop research, and analysis of drone- and street-view imagery gathered by the World Bank’s Global Program for Resilient Housing. In the field, the team met with representatives of the government departments responsible for housing, as well as private sector players (developers, builders, engineers, banks, union representatives). The team also visited several social housing developments and informal settlements. Because this is the first assessment undertaken in Sint Maarten since the hurricane, housing data remains scarce. The Diagnostic’s findings are therefore more qualitative than quantitative. They do, however, present a broad picture of the current state of the island’s housing sector, which should be viewed as the start of a dialogue on housing with the Sint Maarten government, and as a foundation for the Bank to develop a longer-term engagement in the sector.


  • Autor

    Lynch,Catherine, Mathema,Ashna S., De Mendiola Ramirez,Giuliana

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  • País

    St Maarten,

    Antilhas Holandesas,

  • Região

    América Latina e Caribe,

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  • Nome do documento

    Rapid Housing Sector Assessment : Sint Maarten

  • Palavras-chave

    mortgage as security; Housing; Ownership Share Type; short period of time; housing affordability; construction cost; home improvement loan; real estate property; ownership of property; cost of construction; quality of house; parcel of land; IS Building; cost housing; economies of scale; access to mortgage; cost of land; repair and reconstruction; cost of housing; housing sector; land lease; household income; combination of factor; rental housing market; availability of land; housing-related expenditure; cost of living; income on food; management of service; delivery of good; provision of service; types of property; quality higher education; lack of regulation; building permit process; lower income household; local insurance company; source of revenue; lack of awareness; place of residence; tract of land; availability of data; lack of mechanism; private sector player; annual percentage rate; below market rate; lack of staff; supply of land; local tax authority; percentage of income; urban development; land use regulation; land management policy; incentive for bank; real estate price; long term lease; real estate developer; informal sector worker; access to finance; demand for labor; social housing; selling price; construction company; sale price; profit margin; construction material; housing development; building code; transaction cost; land market; civil law; building construction; down payment; hilly terrain; transfer tax; turnover tax; lease contract; residential development; public register; vacant land; purchase price; Property tax; informal settlement; individual income; ground cover; retaining wall; hazard insurance; residential construction; small fraction; housing supply; floor space; local market; field interviews; inheritance issues; forest preservation; low density; private land; mortgage finance; productive use; construction industry; mortgage debt; gross income; concrete structure; low-income household; Land Registry; land parcel; permit applications; income housing; business model; land rent; insurance companies; land supply; small island; poor household; private use; inspection department; commercial bank; loan fund; several decades; government land; mortgage borrower; monetary constraint; construction finance; government control; income individual; loan product; political decision; nominal rent; loan balance; public guarantee; private company; personal loan; mortgage default; legal entity; property ownership; monetary claim; forced sale; Contractual obligations; annual revenue; recreational purposes; lease type; restricted use; institutional constraint; private property; several challenges; housing provision; loan repayment; sale proceeds; legal entities; absolute right; complete repayment; common regulations; zoning plan; civil code; equity contribution; construction loan; new demand; small country; housing demand; local housing; income ratio; insurance claim; banking system; formal finance; Property insurance; life insurance; insurance market; Public Infrastructure; improved land; unimproved property; annual tax; master developer; rental accommodation; living condition; family home; target market; real property; property transfer; property value; borrowed fund; opportunity cost; building regulation; construction process; market price; household earning; mortgage payment; mortgage insurance; application fee; mortgage financing; prospective homeowner; sliding scale; median income; formal bank; skilled labor; significant expertise; foreign company; prime contractor; debt finance; sloping land; flat land; financial risk; construction equipment; imported materials; reconstruction work; Cash flow; construction schedule; import duty; market trend; increased demand; housing price; construction sector; economic sector; filing system; high infrastructure; legislative reform; earthquake risk; permit fee; legal requirement; fire prevention; fire department; floor plan; public health; small parcel; turn-around time



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