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Chile's Housing Subsidy Program : Preliminary Indications of Results (Inglês)

In order to understand the operational context within which the project was developed, a brief review of Bank operations in the sector is provided. Over the past two decades, as rapid urbanization continued in the borrowing countries, Bank financing for urban operations grew significantly in both real, and relative terms. Compared to an annual output of two urban loans (Turkey Urban Development and Senegal Sites and Services), for United States (U.S.) 10.3 million dollars in 1972, 19 new loans were made by the Bank during 1988 for a total of U.S. 2.01 billion dollars. As a share of total Bank lending, urban loans grew from less than 1 percent in 1972 to over 10 percent in 1988. Including emergency reconstruction projects, about 152 urban loans were made since 1972 for approximately U.S. 8.4 billion dollars. Over the years shelter related loans, for example, integrated urban development and sites and services, made up about 66 percent of the Bank's urban lending program. Chile~^!!^s housing program presented the opportunity for addressing a wide range of shelter issues from a macro oriented position emphasizing financial and administrative sector issues.

Detalhes

  • Autor

    Persaud,Thakoor

  • Data do documento

    1991/01/01

  • TIpo de documento

    Documento de Trabalho

  • No. do relatório

    110192

  • Nº do volume

    1

  • Total Volume(s)

    1

  • País

    Chile,

  • Região

    América Latina e Caribe,

  • Data de divulgação

    2020/12/16

  • Disclosure Status

    Disclosed

  • Nome do documento

    Chile's Housing Subsidy Program : Preliminary Indications of Results

  • Palavras-chave

    Housing;housing for the poor;market price of land;participation of private sector;female head of household;sites and services;home improvement loan;income housing;case of default;amount of power;flow of resource;quality of asset;households with income;law and regulation;regional development program;beneficiary selection;explicit subsidy;slum clearance;monthly income;land title;private developer;commercial institution;state bank;mortgage payment;budgetary allocation;Cash flow;housing sector;debt relief;mortgage contract;bank lending;Borrowing Countries;complementary loan;bank finance;income household;commercial bank;political factor;mortgage debtor;housing subsidy;household income;unpaid balance;beneficiary identification;financial arrangement;primary focus;financial question;moderate inflationary;recovery effort;minimum wage;sector work;neighborhood groups;income family;urban upgrade;subsidy policy;data reliability;financial index;squatter sites;commercial operation;urban government;quality water;tanker truck;private contractor;portfolio investment;monthly bill;adverse consequence;piped water;Social Welfare;housing program;budget fund;saving incentive;financing source;administrative cost;government liability;qualifying criteria;initial yield;commercial lender;mortgage obligation;budgetary resource;clear definition;wage earner;commercial rates;demographic profile;financial system;complementary financing;financial entity;financing institution;shelter issues;physical work;active participation;enforcing compliance;financial investment;payment incentive;hidden subsidy;market condition;incentive program;shelter needs;field survey;public area;specific issue;electricity network;community center;scale enterprise;target beneficiary;incentive package;debt rescheduling;legal action;additional mortgage;total debt;loan program;government's commitment;account data;living condition;financial situation;loan portfolio;economic crisis;government grant;integrated system;urban sector;unit increase;household head;housing agencies;income profile;government budget;urban housing;Land tenure;approval system;urban operation;housing finance;logistical problems;bank operation;rapid urbanization;Health Service;banking system;loan implementation;organizational structure;emergency reconstruction;institutional weakness;urban lending;innovative solution;financial soundness;financing system;news media;interest level;spot check;mortgage loan;large families;military government;rental payment;housing cost;Mortgages;

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