This paper finds that lending by state banks is less procyclical than lending by private banks, especially in countries with good governance. Lending by state banks in high-income countries is even countercyclical. On the liability side, state banks expand potentially unstable non-deposit liabilities relatively little during booms, especially in countries with good governance. Public banks also report loan non-performance more evenly over the business...
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2012/06/01
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Documento de trabalho sobre pesquisa de políticas
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WPS6110
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1
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1
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2012/06/01
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Disclosed
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Bank ownership and credit over the business cycle : is lending by state banks less procyclical?
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state bank
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