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Tunisia - Fifth Urban Project (English)

While centered on the transformation of the Banque de l'Habitat (BH) into a housing bank, the projects scope is sectorwide. The Fifth Urban Project is composed of three components: (i) housing finance; the core of the project, which includes the transformation of the Savings and Loan Fund (CNEL) into a housing bank (BH) into a housing bank, with the necessary accompanying measures like training and technical assistance, as well as a line of credit to the new bank; (ii) institution strengthening of the Ministry of Housing to implement and monitor the new housing policy adopted by the Government, including a new regulatory framework facilitating private land and housing development and reconstruction of the parastatals SNIT (housing company) and AFH (land developer); (iii) land information management including the modernization of land registration and the production of base topographical maps.


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    Memorandum & Recommendation of the President

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    Middle East and North Africa,

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  • Doc Name

    Tunisia - Fifth Urban Project

  • Keywords

    Housing;land development;construction loan;land information management;housing sector;land management;urban housing;variable interest rate;money market rate;housing bank;Land Registration;universal banking system;land and housing;housing finance agency;supply of land;land information system;collection of tax;cost of service;land development activities;financial sector reform;mortgage loan rates;agricultural sector adjustment;lines of credit;private sector involvement;land management policy;productivity of land;land as collateral;bank interest rate;efficient land use;resistance to change;security of tenure;basic utility service;average occupancy rate;workers housing;demand for service;average cost;private activity;bank representatives;Urban Planning;institutional strengthening;institutional change;contractual saving;organizational change;banking activities;active participation;land redistribution;rapid urbanization;land consolidation;bank rate;credit base;removing restriction;financial intermediation;energy conservation;petroleum exploration;saving institution;export industry;paved road;agricultural production;reserve sites;low-income household;preparation mission;appraisal mission;economic liberalization;domestic saving;rural land;land book;housing construction;informal sector;grace period;financing plan;Financing plans;adequate financing;low-income housing;regulation concern;Lending Product;long-term lending;Land Registry;household saving;coastal city;investment program;construction work;qualified supplier;housing development;bank's involvement;future need;specialized equipment;bank finance;housing credit;land transaction;land developer;housing companies;civil works;private land;bank's standard;total weight;Real estate;land-use data;inflation rate;financial account;loan negotiation;saving instruments;investment cost;Trade Policies;spatial development;infrastructure standard;legal aspect;international boundary;annual investment;skill mix;institutional constraint;Trade Policy;urban development;insurance sector;irrigation management;lending rate;tunisian dinar;Housing Policy;informal investment;state budget;financing requirement;regulatory system;



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Tunisia - Fifth Urban Project (English). Washington, D.C. : World Bank Group.